Moneta Homes under $500,000

Moneta Homes under $500,000

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Newest Moneta Homes under $500,000

300 Whisperway Rd, Moneta
$375,000
3 Beds ⋅ 2 Baths ⋅ 932001 MLS
Nestled on 2.82 acres with approximately 100 feet of lakefront, this adorable lakefront home is ready for you to bring your fishing gear, family and friends and start enjoying lake life! The spacious, open floor plan features a large kitchen with a generous center island, an inviting great room and an open dining area--perfect for entertaining. The primary suite offers a private full bath with a large walk-in shower and a huge walk-in closet. Two additional guest bedrooms each feature walk-in closets and share a full bath. Offered furnished and ready to enjoy! A maintenance-free deck was installed in 2019, providing a wonderful outdoor space to relax and take in the peaceful surroundings. A large storage shed with a roll-up door offers plenty of room for lake toys, outdoor equipment and additional storage. Community amenities include a park and picnic area, community boat dock and community boat ramp, making it easy to enjoy everything lake living has to offer. Whether you're looking for a full-time residence or a relaxing lake getaway, this charming property offers space, privacy and a wonderful lake lifestyle!Swim,Kayak Paddle Board but Does Not Qualify for onsite dock due to Extension Line rules with AEP,

300 Whisperway Rd, Moneta
3315 Scruggs Rd, Moneta
$449,000
4 Beds ⋅ 3 Baths ⋅ 931504 MLS
A rare opportunity to enjoy wooded privacy just five minutes from Westlake's shopping, dining, and everyday conveniences. Set on 3.5 acres, this four-bedroom, three-bath home offers room to spread out with Smith Mountain Lake's boating, fishing, golf, and other recreation close by. Vaulted ceilings with exposed beams and a cozy fireplace give the main living area a welcoming feel. The spacious kitchen features granite countertops and stainless steel appliances, with plenty of room to prepare meals and gather. A separate private entrance to the finished lower level offers flexibility for an in-law suite, guest accommodations, family recreation space, or potential rental income. Outside, the large deck and covered bar provide plenty of room for entertaining, while the propane firepit is an easy place to settle in on a cool evening surrounded by woods. A two-car garage and long circular driveway offer convenient parking for you and your guests. Whether you're looking for a full-time home or a property with investment potential, this setting offers privacy and space without giving up convenience.

3315 Scruggs Rd, Moneta
Waterford Dr Unit (Lot 15), Moneta
$359,900
3 Beds ⋅ 2 Baths ⋅ 931937 MLS
Currently under construction with an estimated completion date of 05/01/27. The thoughtfully designed Summit model features one-level living with 3 bedrooms, 2 bathrooms, an attached garage, and an open-concept layout ideal for everyday living and entertaining. The inviting living area offers an electric fireplace, while the kitchen offers a large island, ample cabinetry, and seamless flow into the main living space. The primary suite boasts a walk-in closet and private en-suite bath. Enjoy durable luxury vinyl plank flooring in the main living areas and a rear deck perfect for relaxing or entertaining. The exterior will be finished in elegant black siding. Disclaimer: All images, renderings, and descriptions are for illustrative purposes and may reflect optional upgrades not included in the base price.

Waterford Dr Unit (Lot 15), Moneta
1206 Airport Rd, Moneta
$335,000
3 Beds ⋅ 2 Baths ⋅ 931883 MLS
Enjoy easy single-level living in this charming 3-bedroom, 2-full-bath home nestled in a peaceful country setting. The great kitchen offers ample cabinetry, workspace, and functionality for everyday living and entertaining. Relax on the screened-in porch overlooking the spacious backyard, perfect for enjoying morning coffee or evening sunsets. The generous lot provides plenty of room for gardening, outdoor activities, and future possibilities. A storage shed offers additional storage space, while the expansive yard creates endless opportunities to design your ideal outdoor retreat. If you're looking for comfort, convenience, and room to grow in a beautiful country setting, this property is a must-see! Close to marina and restaurants

1206 Airport Rd, Moneta
121 Sassafras Ct Unit (Lot 41), Moneta
$479,900
3 Beds ⋅ 3 Baths ⋅ 931846 MLS
Discover luxury living in the Plantation Point community! This Legacy model is currently under construction with an estimated completion date of 04/15/27. The Legacy model offers 3 bedrooms, 2.5 baths, an open floor plan, and a spacious living area with an electric fireplace. The kitchen features a large island, ample cabinetry, and an open layout. The main-level primary suite features a walk-in closet and en-suite bath. Upstairs are two additional bedrooms, a full bath, and a versatile loft. Relax on the front porch or back patio and enjoy the peaceful surroundings. Finished with elegant LP Smart Siding black siding. Disclaimer: All images, renderings, and descriptions are for illustrative purposes only and may include optional upgrades or features that are not included in the base price.

121 Sassafras Ct Unit (Lot 41), Moneta
Old Post Rd, Moneta
$349,950
3 Beds ⋅ 2 Baths ⋅ 930998 MLS
Don't miss a wonderful opportunity to own this BRAND NEW home in Beechwood West. This beautiful home offers a spacious, open floor plan, with a fireplace in the living area as the focal point. You'll love the tray ceiling! Shaker cabinetry and granite countertops enhance the kitchen/dining areas. Enjoy the private primary suite, boasting of a walk-in closet and bath. There is a covered front porch, plus large rear deck for relaxing or entertaining. The community offers a sandy beach, community boat ramp, recently renovated clubhouse with meeting space, raquetball court, workout room, showers. There is also a playground, tennis courts. SHORT TERM RENTALS ARE ALLOWED. 100% USDA FINANCING ALSO AVAILABLE. XFinity is available for the majority of the neighborhood, and Zitel is planned for the future. Estimated completion approx 45 days (weather dependant). Taxes are estimated on new construction. Information is deemed reliable, but should be verified by Buyers and Buyers Agent. More pictures to come as the construction progresses.

Old Post Rd, Moneta
1789 Hickory Cove Ln Unit (Lot 4), Moneta
$339,900
3 Beds ⋅ 2 Baths ⋅ 931500 MLS
MOVE-IN READY new construction!! The thoughtfully designed Summit model features one-level living, 3 bedrooms, 2 bathrooms, a garage, and an open-concept layout ideal for everyday living and entertaining. The inviting living area offers an electric fireplace, while the kitchen includes a large island, ample cabinetry, and seamless flow into the main living space. The primary suite boasts a walk-in closet and private en-suite bath. Enjoy durable luxury vinyl plank flooring in main living areas and a rear deck perfect for relaxing or entertaining. Disclaimer: All images, renderings, and descriptions are for illustrative purposes and may reflect optional upgrades not included in base price.

1789 Hickory Cove Ln Unit (Lot 4), Moneta
1100 Celebration Ave Unit 316, Moneta
$215,000
2 Beds ⋅ 2 Baths ⋅ 931279 MLS
Low-maintenance living in Downtown Moneta, just minutes from Smith Mountain Lake! This 2 bedroom, 2 full bath Celebration Square condo offers 1,175 sqft of one-level living with elevator access and an open, light-filled living and dining area. The kitchen features granite countertops, a large pantry, island with bar seating, and ample cabinet space. Both bedrooms offer walk-in closets, while the spacious primary bedroom includes a private full bath with a large tiled walk-in shower. 2025-New refrigerator, dining room light, bedroom ceiling fan 2024-New disposer. Enjoy ample on-site parking and the convenience of nearby dining, shopping, everyday essentials, and all the Smith Mountain Lake area has to offer. Short- and long-term rentals are permitted, providing flexibility for a primary residence, weekend getaway, or investment property. Monthly POA dues include water, sewer, trash, common area, elevator and exterior maintenance.

1100 Celebration Ave Unit 316, Moneta
595 Merriman Way Rd, Moneta
$249,999
4 Beds ⋅ 1 Baths ⋅ 931277 MLS
Bring your vision to 595 Merriman Way Rd! This 3-4 bedroom, 1-bath home offers renovations already underway, including new windows, HVAC less than 5 years old, new basement lighting, ceiling fans, updated switches and added electrical receptacles. The kitchen features a new dishwasher, stove and faucet, with drywall work completed upstairs. Unfinished basement offers additional potential. Conveniently located near Smith Mountain Lake and public boat access! With many updates already underway, this property is ready for someone to bring their vision and complete the transformation. Sold AS-IS no repairs to be made by the sellers.

595 Merriman Way Rd, Moneta
2898 White House Rd, Moneta
$359,900
3 Beds ⋅ 3 Baths ⋅ 931220 MLS
Welcome to 2898 White House Road in Moneta, where thoughtful updates make this home move-in ready. The main level offers two bedrooms, including a primary suite, plus two refreshed bathrooms with a new tub and shower, a spacious living room, well appointed kitchen and dining area. Recent improvements include a new roof, new front and side decks, fresh main-level paint, new light fixtures, and a new microwave and dishwasher. The finished basement expands the living space with a rec room, bedroom, full bath, laundry area, and storage closet. Located near Smith Mountain Lake, the home offers convenient access to boating, fishing, swimming, waterfront dining, and year-round recreation. With flexible living space and numerous updates already completed, this inviting home is ready for its next owner.

2898 White House Rd, Moneta
150 Sailors Cove Dr Unit UNIT 1218, Moneta
$389,700
1 Beds ⋅ 1 Baths ⋅ 931095 MLS
Top floor Bernard's Landing condo with soaring vaulted ceilings and breathtaking actual Smith Mountain Lake views! This furnished 1BR/1BA waterfront condo offers an open floor plan, updated kitchen with large bar seating, skylights, fireplace, and walls of glass leading to a private lakeside deck. Enjoy resort-style living with indoor and outdoor pools, beach, tennis, pickleball, fitness center, restaurant, marina, boat ramp, and more. Short-term rentals allowed, making this an incredible investment opportunity, weekend getaway, or full-time lake retreat. Conveniently located near Westlake shopping, dining, and entertainment. Rare opportunity to own an upper-level unit with panoramic water and mountain views!

150 Sailors Cove Dr Unit UNIT 1218, Moneta
109 Creeden Dr, Moneta
$414,000
3 Beds ⋅ 2 Baths ⋅ 931097 MLS
Enjoy the best of Smith Mountain Lake living without the waterfront price! This beautifully maintained one-level home offers spacious, easy living in a sought-after community featuring lake access, a fishing dock, and a fantastic location on Smith Mountain Lake. Inside, you'll love the bright, open floor plan with soaring ceilings, expansive windows that fill the home with natural light, a spacious great room, and an inviting kitchen complete with abundant cabinetry, center island, and generous workspace--perfect for entertaining family and friends. Many new upgrades including Brand New Heatpump 2025, New paint, flooring, Paved driveway. The split-bedroom design provides privacy, while the oversized primary suite offers a relaxing retreat with a large ensuite bath. Step outside to enjoy the covered front porch or unwind on the expansive rear deck surrounded by mature trees offering peaceful privacy and plenty of room for outdoor gatherings. An oversized attached garage provides excellent storage for vehicles, lake toys, or a workshop. Located just minutes from shopping, dining, medical facilities, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and the lake lifestyle you've been looking for. Whether you're searching for a full-time residence or a weekend getaway, this move-in-ready home is one you won't want to miss! Off-water. One-level living. Lake access. Prime Moneta location.

109 Creeden Dr, Moneta
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