Smith Mountain Lake Real Estate Search

Smith Mountain Lake Properties between $200,000 and $300,000 for Sale

Our website features the best real estate search for between $200,000 and $300,000 properties available in Smith Mountain Lake and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Smith Mountain Lake real estate market? Sign up for a  Smith Mountain Lake Real Estate Market Report to see what’s active, under contract, and sold!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Smith Mountain Lake Properties between $200,000 and $300,000 for Sale

1333 Bluewater Dr, Moneta
$295,000
3 Beds ⋅ 1 Baths ⋅ 932655 MLS
Enjoy lake living at Smith Mountain Lake in this charming 3-bedroom, 1-bath home offering 1,584 square feet of living space and walkable access to the water! Located in the Stripers Landing community, residents enjoy access to a community dock, tennis courts, and gated boat ramp. Inside, you'll find an open-concept family room and kitchen, along with a versatile loft that provides additional space for a home office or flex area. Outside, enjoy a spacious backyard, privacy fencing along the road frontage, and an above-ground pool - perfect for relaxing or entertaining. Conveniently located just minutes from shopping, dining, golf, and medical facilities, this home offers a wonderful combination of comfort, convenience, and the Smith Mountain Lake lifestyle!

1333 Bluewater Dr, Moneta
525 Lake Park Dr, Union Hall
$245,000
3 Beds ⋅ 2 Baths ⋅ 932200 MLS
This 3-bedroom, 2-bath home sits on one of two adjoining lots, offering plenty of outdoor space with lake access just down the street! Step inside from the covered front porch into the living room, which opens naturally into the dining area and kitchen. The kitchen offers convenient access to the laundry hookups, while a sliding glass door leads out to the rear porch and backyard. The primary bedroom is located just off the living room and features its own private bathroom. Two additional bedrooms and a second full bathroom are located down the hallway. The adjoining vacant lot provides additional space and plenty of possibilities. This home will be sold as-is and is ready for its next owner to make it their own!

525 Lake Park Dr, Union Hall
97 Cedar Bluff Ln, Hardy
$297,000
2 Beds ⋅ 2 Baths ⋅ 932184 MLS
Affordable Lake Living, Built in 2004, Two Bedroom with Office and two full baths, Full unfinished walkout lower level, Appliances, ,Decks and dock being sold as is. Wood floors Living room, Dining and Bedrooms, Tile in Kitchen, Community Beach and picnic Area.

97 Cedar Bluff Ln, Hardy
106 Deerhill Rd, Goodview
$279,911
2 Beds ⋅ 2 Baths ⋅ 932165 MLS
**BIG OPPORTUNITY IN A CHARMING, PRIVATE LAKE RETREAT!** Tucked away at the end of a quiet dead-end road and surrounded by beautiful woods, 106 Deerhill Road offers the perfect escape from the everyday hustle and bustle. Situated on over an acre of wooded land, this charming Smith Mountain Lake getaway provides a peaceful, secluded setting where you can truly feel like you've escaped to your own little world. Beautifully remodeled and offered **fully furnished**, this delightful 2-bedroom, 1.5-bath home is move-in ready and perfect for a personal getaway, full-time residence, or short-term rental investment. With an extensive rental history, this property offers an exciting opportunity for buyers looking for a turnkey lake retreat with investment potential. Step outside onto the expansive deck overlooking the peaceful wooded surroundings. Follow the scenic wooded path down to your **own private boat dock on Smith Mountain Lake**, where a level waterfront gathering area offers plenty of room for outdoor seating, a fire pit, entertaining, and making memories by the water. In addition to your private dock, enjoy access to a **USABLE community boat ramp**, providing even more opportunities to enjoy lake life with family and friends. Located in Bedford County, this hidden gem combines privacy, natural beauty, and lake access with the convenience of being fully furnished and ready to enjoy. **BONUS INVESTMENT OPPORTUNITY!** The neighboring property at 111 Deerhill Road is also available for purchase! Both properties may be purchased together as a package, offering a unique opportunity to create an expanded Smith Mountain Lake retreat or short-term rental portfolio. Whether you're searching for a peaceful weekend escape, a cozy year-round home, or an investment opportunity, 106 Deerhill Road delivers the charm, privacy, and lake lifestyle you've been dreaming of!

106 Deerhill Rd, Goodview
87 Chestnut Dr Unit (Lot 42), Hardy
$299,900
3 Beds ⋅ 2 Baths ⋅ 931101 MLS
Currently under construction with an estimated completion date of 04/01/2027. The Pinnacle model offers desirable one-level living with 3 bedrooms, 2 bathrooms, and an open floor plan. The spacious living area flows seamlessly into the well-appointed kitchen, featuring a center island and ample cabinetry. The primary suite features an en-suite bathroom and walk-in closet, while two additional bedrooms offer flexibility for family, guests, or a home office. This home will be finished in elegant forest green siding and features an inviting back deck, perfect for relaxing or entertaining outdoors. Enjoy the amenities of Lynville-on-the-Lake, including recreational areas, swimming, floating docks, and a picnic area. Disclaimer: Images/renderings may show options not included in base price.

87 Chestnut Dr Unit (Lot 42), Hardy
Lot 51 Pearl, Hardy
$239,000
930847 MLS
SELLER FINANCING Available for Qualified Candidates. BUILD-READY WATERFRONT - DOCK ELIGIBLE, SHORT TERM RENTABLE, 30 GPM WELL & 4 BEDROOM SEPTIC INSTALLED, ELECTRIC SERVICE IN PLACE, PLANS CONVEY!! ALL the pre-construction work is completed!! Cleared, graded, level building pad already in place - a genuine buildable site, not a stilt build, AEP subdivision infrastructure complete. Elevated long-range water & Blue Ridge mountain views. Zoned RPD, no deadline to begin construction, both attached and detached garages allowed, 800 sq.ft. min guest house permitted, may be built before the main dwelling. Only a few minutes to Bay Rock Marina and the Hardy Ford public boat ramp, roughly halfway between Roanoke & Westlake - easy weekend or full-time commute. Complete architectural plan set conveys with sale. Ask for full details, POA documents & plans!!

Lot 51 Pearl, Hardy
501 Lake Park Dr Unit (Lot 23), Union Hall
$279,700
3 Beds ⋅ 2 Baths ⋅ 930417 MLS
$15,000 Builder CREDIT-YOUR WAY! With an acceptable offer, receive up to $15,000 in builder credit toward an interest rate buydown, closing costs, or upgrades. Limited-time offer. Offer ends 10/31/26. MOVE-IN READY NEW CONSTRUCTION! Enjoy single-level living with 3 bedrooms, 2 bathrooms, and a desirable split-bedroom floor plan separating the primary suite from the two additional bedrooms. The open-concept living area flows into the kitchen. The kitchen is designed to maximize space and offers ample cabinetry. The primary bedroom has an en-suite bathroom and a walk-in closet. The exterior of this home will be finished with elegant forest-green LP Smart Siding. Enjoy nearby lake amenities, including a community swimming dock. Disclaimer: All images, renderings, and descriptions are for illustrative purposes only and may include optional upgrades or features that are not included in the base price of the home.

501 Lake Park Dr Unit (Lot 23), Union Hall
Lot 2 Horseshoe Bend, Goodview
$225,000
930038 MLS
Property has been surveyed and perked. Great views of lake. Flat lot. Deeded access to boat launch. Building restrictions apply.

Lot 2 Horseshoe Bend, Goodview
Lot 1 Horseshoe Bend, Goodview
$240,000
930037 MLS
Property has been surveyed and perked. Great views of lake. Flat lot. Deeded access to boat launch. Building restrictions apply.

Lot 1 Horseshoe Bend, Goodview
Lot 3 Horseshoe Bend, Goodview
$249,900
929766 MLS
Beautiful Lake Lot with Wide Water Views, Deep Water, Cleared and ready for your dream lake home. Previously certified for a 4 bedroom septic, see documents. Well already on the property. Dock poles and floater sold as is.

Lot 3 Horseshoe Bend, Goodview
Lot 95 Crestview Dr, Wirtz
$219,550
918601 MLS
Perfect WATER-FRONT Lot in the beautiful Lakeside Farms subdivision here at Smith Mountain Lake, Virginia. This WATER-FRONT lot is just over 1.02 Acres very gentle slope and would need minimal clearing for starting your dream home. Boasting an estimated 160 feet of water frontage, leaves plenty of room to build your own private dock. Take a short stroll or ride your golf cart down to the community dock. Be sure to bring your bathing suit so you can fully enjoy: a private BEACH, waterfront party pavilion, deck, community boat docks and onsite private restrooms. This NO WAKE area is perfect for swimming, floating, relaxing and having lots of fun in the sun. The waterfront lots here at the lake are becoming fewer and fewer. Don't miss this opportunity to have your own peice of heaven!

Lot 95 Crestview Dr, Wirtz
Lot 96 Crestview, Wirtz
$224,950
891035 MLS
Picture your dream home here in this new Smith Mtn Lake community! This .94+/-acre waterfront lot is gently sloped to the water and mostly cleared! Community has very nice covered docking with bar area, beach area, bath home, fire pit, boat ramp, etc. Paved streets. AEP to install underground electric. This lot is waterfront in addition to being in a lake access community--best of both worlds!

Lot 96 Crestview, Wirtz
769 Lakeshore Terrace Rd, Hardy
$294,950
3 Beds ⋅ 3 Baths ⋅ 925988 MLS
Have you thought about Hardy for your next move? It's close to town, but even better...it's close to Smith Mountain Lake. Very close, right across the street! This home offers privacy in the Lakeshore Terrace community, with deeded lake access for the owners here. A boat ramp and community dock is right down the road! This home is a split foyer with 2 levels of fun. Downstairs you'll find the 2 car garage, family room, utility and laundry rooms, and the home's only half bath, newly completed earlier this year. Upstairs you'll enjoy the living room with vaulted ceilings, the kitchen with walkout access onto the rear deck, the hall bath, plus 3 bedrooms including the Primary. A private bath accompanies the largest bedroom in the home. The wooded surrounding guarantees a little taste of nature, with plenty of deer roaming, the occasional wild turkey, and other wildlife that come and go, sharing your little piece of paradise with you. The Lakeshore Terrace community is a rare subdivision that offers deeded lake access with no pesky HOA dues, or anyone telling you what you can and can't do with your home. With the wood line out front, you're tucked away with the privacy you've always wanted. Outdoor features include a storage building, and a wooded property like this almost forces you to have a fire pit. There's already one on site, and plenty of firewood to keep you and your marshmallows warm. Get out here to Smith Mountain Lake and start enjoying the water. You will LOVE it here!

769 Lakeshore Terrace Rd, Hardy
New Lot 3 New, Goodview
$259,000
926533 MLS
Large waterfront lot w/ over 350' of waterfront. Located in a deep water cove just off the main channel. Joint-use drive already installed, as well as off-site drain fields & force mains. community w/ upscale homes. Secluded & peaceful community that is close to both SML conveniences as well as Roanoke. Approximately 10 miles to Halesford Bridge & less than 20 miles to downtown Roanoke.

New Lot 3 New, Goodview
Tract B Tract B Crafts Ford Rd, Wirtz
$299,900
920587 MLS
This is a rare find at Smith Mountain Lake! 18.02 acres with over 120 feet of waterfront-perfect whether you're dreaming of a private estate, multiple homesites, a small farm, hunting retreat, or even a future development. The land has so much to offer: a natural beach in a quiet cove, two creeks (one spring-fed) flowing into the Gills Creek area of SML, and incredible long-range views of both Blue Ridge Mountains and Smith Mountain itself. You'll catch both sunrise and sunset skies here, with at least four different spots that would make amazing home sites. The property is a mix of open grass fields and mature hardwoods-dogoods, redbuds, and more. A gravel road has already been started and trails wind through the woods. There's even a small stream along the edge of the land if you'd like to have livestock. With approximately 661 feet of frontage on Crafts Ford Rd. and 1,221 feet on Houseman Farm Ln., you've got great access while still feeling tucked away. And the location is super convenient by both land and water. Zoned A-1, this tract is full of potential and ready for someone to make their own.

Tract B Tract B Crafts Ford Rd, Wirtz
00 Springsteen Cir, Hardy
$299,000
921168 MLS
*WATERFRONT BUILDING LOT!* Gentle Slope to the Water, Ready for Your Dream Home! Convenient to All Amenities in Westlake, Rocky Mount & nearby Roanoke. Paved Road, Underground Utilities. Purchaser to install well and septic.

00 Springsteen Cir, Hardy
380 Lakeshore Terrace Rd, Hardy
$279,950
3 Beds ⋅ 2 Baths ⋅ 918445 MLS
Welcome home to this stately and well maintained brick ranch! Perfect home for those buyers that are looking for a home that could use some improvements (cosmetics & elbow grease) to customize to your liking! Cozy kitchen w/appliances, opens to family room with gas fireplace, enters to deck-great space to enjoy your coffee and listening to the peace & quiet! Spacous formal living room, formal dining room, 3BR/2BA. Finished family room in LL w/2nd gas fp, laundry area, work area and unfinished area formerly used as storage. Patio area in lovely level backyard! All of this comes with lake access. Great location, feels like you're out but only minutes to Vinton, Roanoke or Smith Mountain Lake! Home needs a buyer that can give it the love and attention it deserves!

380 Lakeshore Terrace Rd, Hardy
Lt 4 Lester Ln, Goodview
$279,000
925972 MLS
Discover the perfect setting for your dream home with this exceptional lakefront lot on Smith Mountain Lake, offering a rare blend of natural beauty and peaceful seclusion. Positioned in a quite deep cove, this property features stunning water views, a slope that lends itself to a walkout lower level, and direct access to the lake--ideal for boating, fishing, or simply unwinding by the water's edge. A standout feature of this property is the brand new, boat dock, complete with a power lift, floater, storage, and low-maintenance synthetic decking--perfect for protecting your watercraft and enjoying effortless days on the lake. An existing well is already in place, adding convenience and value as you plan your build. Located in a neighborhood with no HOA, you'll enjoy the freedom to design and use your property. The area also supports short-term rentals, making this an excellent opportunity for both personal enjoyment and potential investment income. Whether you envision a cozy retreat, a custom-built residence, or a vacation rental, this lot provides a versatile canvas surrounded by serene landscapes and abundant wildlife. Imagine morning coffee with sunrise reflections on the water and evenings spent enjoying breathtaking sunsets in your own private escape. Conveniently located yet tucked away from the hustle and bustle, this property offers the best of both worlds--tranquility and accessibility. Don't miss this opportunity to own a slice of waterfront paradise and create a lifestyle defined by relaxation, recreation, and natural beauty.

Lt 4 Lester Ln, Goodview
Lot 5 Carlos, Union Hall
$269,900
926881 MLS
Peace and quiet await you at this waterfront lot, located in a deep water cove. Convenient to The Coves Amphitheatre, Southlake Spa and Magnum Point Marina. The dock has a party deck and a single slip, It needs work, but could be really nice. Land has been partially cleared and trees are going to be limbed up. Come build your dream home. Septic and Well are buyers responsibility.

Lot 5 Carlos, Union Hall
00 Ivy Ln, Union Hall
$250,000
928015 MLS
WATERFRONT LOT! Discover the Perfect Place to build your Dream Home in The Retreat at Smith Mountain Lake! Upscale Community offering Beautiful Setting with the Tranquility of Nature & Convenience to nearby Lake Amenities! Nice 0.87 ACRE Waterfront Lot with Sandy Beach Area. Easy Access to Fishing, Boating, Dining & Recreation with Many Opportunities to Enjoy the Smith Mountain Lake lifestyle! {Owner financing available}

00 Ivy Ln, Union Hall
Start Your Search

How much is your home worth?

Get instant property value now!