Smith Mountain Lake Real Estate Search

Smith Mountain Lake Properties between $400,000 and $500,000 for Sale

Our website features the best real estate search for between $400,000 and $500,000 properties available in Smith Mountain Lake and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Smith Mountain Lake real estate market? Sign up for a  Smith Mountain Lake Real Estate Market Report to see what’s active, under contract, and sold!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Smith Mountain Lake Properties between $400,000 and $500,000 for Sale

$418,777
3 Beds 2 Baths 931097 MLS
Enjoy the best of Smith Mountain Lake living without the waterfront price! This beautifully maintained one-level home offers spacious, easy living in a sought-after community featuring lake access, a fishing dock, and a fantastic location on Smith Mountain Lake. Inside, you'll love the bright, open floor plan with soaring ceilings, expansive windows that fill the home with natural light, a spacious great room, and an inviting kitchen complete with abundant cabinetry, center island, and generous workspace--perfect for entertaining family and friends. Many new upgrades including Brand New Heatpump 2025, New paint, flooring, Paved driveway. The split-bedroom design provides privacy, while the oversized primary suite offers a relaxing retreat with a large ensuite bath. Step outside to enjoy the covered front porch or unwind on the expansive rear deck surrounded by mature trees offering peaceful privacy and plenty of room for outdoor gatherings. An oversized attached garage provides excellent storage for vehicles, lake toys, or a workshop. Located just minutes from shopping, dining, medical facilities, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and the lake lifestyle you've been looking for. Whether you're searching for a full-time residence or a weekend getaway, this move-in-ready home is one you won't want to miss! Off-water. One-level living. Lake access. Prime Moneta location.

109 Creeden Dr, Moneta

$479,900
2 Beds 2 Baths 928888 MLS
Welcome to this stunning contemporary home located in the highly desirable Beachwood West Community at Smith Mountain Lake. Sitauted on a private cul-de-sac lot of just over half an acre, this one-of-a-kind property combines modern architecture, quality craftsmanship, and an exceptional lifestyle. The exterior features a striking blend of gray, white and black finishes accented by stone foundation details, black architectural shingles, and a standing seam metal roof. Professionally designed landscaping includes extravagant flower beds, retaining walls, composite decking, decorative railings, a stamped concrete patio, and a concrete driveway that creates outstanding curb appeal. Inside you'll find hardwood floors throughout, an open inviting floor plan, and high-end finishes at every turn The spacious primary suite boasts a beautifully tiled oversized shower complete with a rainfall shower head. A large bonus room offers flexibility and could easily serve as a third bedroom, home office or rec space. Additional features include central heating and air conditioning, 200 amp electrical service, and unique architectural elements such as spiral staircases connecting the deck and outdoor living areas. Beachwood West offers an incredible arrary of amenities including a private beach, boat launch, day-use docks, boat storage, clubhouse, tennis courts, pickleball courts, playground, and access to all that SML has to offer. A rare opportunity to own a distinctive home in one of SML most sought-after communities. Listing agent/owner is a licensed Realtor in the commonwealth of Virginia.

1127 Summerset Dr, Moneta

$400,000
928468 MLS
Imagine waking to breathtaking main-channel views and spectacular sunsets from your custom lakefront home in The Retreat, one of Smith Mountain Lake's premier waterfront communities. This exceptional 1.36-acre lot is gently sloping, cleared, riprapped, and ready to build with approval for a 3-bedroom septic system. Enjoy protected Blackwater views across the tree-lined 4-H Center, creating a peaceful backdrop without neighboring docks or homes directly across the water. Community features include paved roads, streetlights, underground utilities, community water, and luxury custom homes. Every lot qualifies for a double-slip dock up to 1,500 sq. ft. Convenient to a year-round marina, waterfront dining, and only a 1,750 sq. ft. minimum for a one-story home. Start living the lake life today!. Imagine waking each morning to breathtaking lake views, peaceful surroundings, and the promise of another day in one of Virginia's most desirable waterfront communities. Lot 18 Stillwater Drive in The Retreat offers the opportunity to build your dream home in a neighborhood where natural beauty, luxury, and recreation come together seamlessly. The Retreat is one of Smith Mountain Lake's premier communities, featuring paved roads, underground utilities, community water, and an upscale atmosphere that complements the stunning Blackwater views. Whether you envision a full-time residence or a vacation retreat, this exceptional homesite provides the perfect setting to create your ideal lake lifestyle. Life at Smith Mountain Lake is about so much more than owning property--it's about embracing a way of life. Enjoy boating, fishing, kayaking, paddleboarding, waterfront dining, golf, hiking, and unforgettable sunsets over more than 500 miles of scenic shoreline. The lake offers the perfect balance of relaxation and recreation, making every day feel like a getaway. Beyond the lake, the Roanoke Valley region provides an outstanding quality of life with easy access to healthcare, shopping, dining, entertainment, wineries, breweries, and cultural attractions. Outdoor enthusiasts will appreciate the nearby Blue Ridge Parkway, Appalachian Trail, and countless opportunities for hiking, biking, and exploring the natural beauty of Southwest Virginia. Conveniently located within a few hours of major metropolitan areas including Washington D.C., Richmond, Raleigh, Charlotte, and Greensboro, Smith Mountain Lake continues to attract those seeking a slower pace without sacrificing modern conveniences. Come discover why so many people visit Smith Mountain Lake and never want to leave. Lot 18 Stillwater Drive is more than a homesite--it's an opportunity to build the lifestyle you've always imagined.

LOT 18 Stillwater, Union Hall

$424,900
3 Beds 3 Baths 926924 MLS
Welcome to a special place at Smith Mountain Lake, where there's room to live, room to play, and plenty of room for all the things you love! Located in the desirable Stripers Landing community, this spacious 3-bedroom, 2.5-bath home offers Smith Mountain Lake access along with a fantastic combination of comfortable living, incredible storage, and sought-after community amenities. Step inside to a freshly painted interior and an updated kitchen featuring granite countertops and a full complement of appliances, including the refrigerator, range, dishwasher, and microwave. The washer and dryer convey as well, making this home truly move-in ready. And for added peace of mind, you'll appreciate the new Generac whole-house generator when you need it most. But what really sets this property apart is the incredible amount of extra space! The impressive 29' x 30' detached building with electricity is a dream for anyone looking for room to store a boat, vehicles, lake toys, equipment, or create the ultimate workshop. There's even more--a charming she-shed plus an additional storage building provide space to garden, create, tinker, organize, or simply enjoy your favorite hobbies. And then there's the Stripers Landing lifestyle. Spend summer days at the community swimming pool, enjoy a game on the tennis courts, gather with friends and family at the picnic shelter, or launch your boat from the community boat ramp and head out for a day on beautiful Smith Mountain Lake. Best of all, you can enjoy the Smith Mountain Lake lifestyle without the waterfront price tag, while remaining conveniently located near Westlake shopping, restaurants, marinas, recreation, and everyday conveniences. A spacious home. A boat-sized building. Room for your hobbies. Great community amenities. And Smith Mountain Lake just down the road. 10 Sunny Cove Drive isn't simply a home--it's your opportunity to start enjoying the lake lifestyle you've been looking for!

10 Sunny Cove Dr, Moneta

$418,950
4 Beds 2 Baths 927504 MLS
Newly upgraded/renovated house-See list of renovations at the end of this description! Discover the charm of this inviting water-access home, highlighted by a spacious covered front porch ideal for rocking chairs and enjoying the peaceful, tree-lined setting. Inside, an open floor plan offers effortless flow, featuring a generous kitchen with granite countertops, abundant cabinetry, and all new appliances. Adjacent, is the large great room anchored by a striking stacked-stone fireplace. The private primary suite includes a newly upgraded master bath, providing a comfortable and relaxing retreat. The expansive unfinished lower level offers exceptional potential-already plumbed for another bath and (click on ''more'' to continue reading ready to be finished to suit your needs or provide enormous storage possibilities. A large 16'X25' additional bedroom has been finished into an additional living area or private bedroom for your teenager or in-law. In addition, there is a level 2 EV charger on the home, perfect for your electric vehicle! UPDATE: Driveway has been substantially expanded, and there is plenty of room for a garage (see pictures!) Associate membership to Village East is voluntary, offering access to outstanding amenities including a pool, tennis, pickleball, basketball, boat ramp, dock, and swimming area! List of renovations: -All new appliances -Brand new granite countertops -Brand new (huge) 4th bedroom with closet -Brand new Primary bath suite with soaking tub and separate tiled shower -Brand new flooring throughout -Freshly painted basement floor -Brand new light fixtures and fans throughout

1044 Striper Ct, Moneta

$449,000
3 Beds 2 Baths 927007 MLS
Price improvement! Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Updates since 2025 include upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living. Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate. Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake.

414 Mallard Cove Rd, Moneta

Start Your Search