Smith Mountain Lake Real Estate | Smith Mountain Lake Properties between $750,000 and $1,000,000 for Sale

Wonderful Smith Mountain Lake Waterfront Lake Cottage nestled on a wooded lot and ideally located near the main body of the lake. Decorated with 3 Bedrooms, 2-additional Loft Sleeping Areas, 2-1/2 Baths, an open Great Room floor plan, and distinctive Wrap-Around Outdoor Decks leading to the newer Party Cabana on the walkway leading to the lake. Gourmet kitchen, Limestone counter tops, Stacked stone fireplace, Hardwood floors and Tiled Showers & Baths. Third Bedroom, which could instead be a Recreation Room Area, is in a private setting in the lower-level with a 1/2 bath. Seller updates include: Detached 2-car garage, New retaining walls, New roof & skylights, New exterior paint, New HVAC unit, Party Cabanna, New dock, New electrical to the dock, New Boat Lift Motor, Updated landscaping, New walkway to back yard. Lots of value for under $1M!

3217 Dillards Hill Rd, Union Hall

$989,000

3 Beds ⋅ 3 Baths ⋅ 931116 MLS

Whether you're searching for Smith Mountain Lake getaway, income--producing vacation rental or a full time lake home, this lakefront property offers lots of opportunity. Fantastic Double Slip Boatdock, 295 feet of Shoreline. Great separation between neighboring docks, the property provides an inviting setting for boating, swimming, relaxing and entertaining. Enjoy an open and comfortable floor plan,open kitchen, ss appliances, plenty Of space for guest, entry level bedroom and bath plus two additional guest bedrooms and bath up. Lower Level Walk Out has a bath and an area for games and recreation. Covered Porch overlooking the lake and a lower level patio.

108 Pebble Brook Ln, Moneta

$899,000

4 Beds ⋅ 3 Baths ⋅ 931100 MLS

Perched high in The Lands End, a gated Smith Mountain Lake water-access community, this home offers panoramic lake, mountain and sunset views from its elevated private setting. The main level features a spacious living room, updated kitchen, formal dining room and half bath. Upstairs are the primary suite, two additional bedrooms and baths. The finished lower level includes another bedroom and rec room, plus a two-car garage and storage for lake gear and water toys. Outdoor living is just as inviting, with a large side porch perfectly positioned to take in spectacular sunsets over the lake and mountains--an ideal spot for morning coffee, evening cocktails or simply enjoying the view. A private back porch offers a completely different setting, surrounded by peace and privacy and perfect for quiet mornings, reading or unwinding at the end of the day. Recent updates include fresh paint, updated kitchen flooring, refinished cabinetry, stainless-steel appliances, updated baths and fixtures, newer carpet and blinds, a newer 30-year roof, exterior lighting and driveway repairs and sealing in 2026. Enjoy a deeded covered boat slip with lift, private ramp, day docks, sandy beach with fire pit, community pool and secure boat/trailer storage. The HOA maintains the lawn, irrigation, septic and roads, allowing more time to enjoy the lake lifestyle.

435 Lands End Cir, Union Hall

$1,000,000

4 Beds ⋅ 2 Baths ⋅ 931090 MLS

A rare blend of tranquility, location, and lakefront living -- a waterfront retreat set in a peaceful Smith Mountain Lake cove with no HOA and full short-term rental capability for those who desire income flexibility. Protected from heavy boat traffic, the cove offers uninterrupted mornings of paddle boarding, fishing and swimming from a well-designed dock complete with a powered boat lift for effortless lake access; you can get out on your boat and enjoy the water right now! Wildlife thrives along the shoreline, where deer wander through the trees, birds glide over the trees, and ducks swim in the cove feeling like your own private sanctuary. Seasonal living is equally inviting: crisp autumn nights around the fire pit, and cozy winter evenings warmed by a wood stove that adds charm while helping reduce energy costs. Although the property enjoys the privacy and freedom of no homeowner's association, it sits within a highly desirable waterfront community offering golf and resort-style pool just moments away, that's yours to choose if you'd like to take advantage of. You're minutes from Westlake's shopping, lakefront dining and Smith Mountain Lake State Park by boat, with beaches, hiking trails, and year-round recreation. This lake retreat delivers peaceful cove living, community amenities, rental flexibility, and unbeatable lake access -- all in one of the most sought-after locations on Smith Mountain Lake.

129 Leeward Dr, Moneta

$999,950

4 Beds ⋅ 3 Baths ⋅ 931072 MLS

Gorgeous Smith Mountain Lake Waterfront Retreat! This beautifully maintained 4-bedroom, 3-full-bath home offers over 2,600 sq. ft. of comfortable living space with incredible lake views and a deep-water channel. The open floor plan features beautiful hardwood floors, a gas-log fireplace, and a modern kitchen and updated baths. The main-level primary suite offers a spacious private bath with dual vanities and a walk-in closet. Three additional bedrooms provide plenty of room for family and guests, including an oversized bedroom in the finished basement. Enjoy the lake from the large covered back deck, which was extended just 3 years ago. The impressive dock features a hoist, floater, and jet ski lift, making this property ideal for boating and lake life. Newer roof and siding add peace of mind, while a large laundry room and abundant storage provide excellent functionality. Plenty of front parking and a convenient location close to Westlake and Bernard's Landing complete this fantastic waterfront property. Come enjoy everything Smith Mountain Lake has to offer!

860 Long Island Dr, Moneta

$899,400

931000 MLS

Exceptional waterfront lot on Smith Mountain Lake located in the highly desirable South Harbour community. This 1.16-acre property offers approximately 202 feet of shoreline, providing the perfect setting to build your dream lake home. Enjoy wide water views, a gentle slope to the water, and a peaceful, private setting surrounded by beautiful homes. The property already features a very nice covered boat dock house complete with a storage area--ideal for keeping all your lake gear organized and ready for the water. A rare opportunity to own a premium waterfront lot in one of the lake's most sought-after neighborhoods.

Lot 2 Harbour Island, Moneta

$849,900

930999 MLS

Rare opportunity to own a private and secluded 5-acre waterfront tract at Smith Mountain Lake! This exceptional property boasts approximately 305 feet of shoreline with deep water, located in a desirable no-wake zone for peaceful lake enjoyment. The land offers a beautiful mix of open and wooded acreage, providing the perfect setting for a dream home, family retreat, or recreational getaway. Improvements already in place include a boat ramp, gravel drives, and camping pads. Electric service has been roughed in and is ready for hookup as the next phase of construction begins. Enjoy the tranquility of lake living while remaining just 10 minutes from Kroger and other conveniences. A unique combination of privacy, accessibility, and waterfront amenities makes this property a standout at SML.

981 Bremble Dr, Moneta

$849,900

3 Beds ⋅ 4 Baths ⋅ 930878 MLS

Bordering ~237' linear feet of waterfrontage along Maggodee Creek and tucked at the end of a peaceful cul-de-sac, this beautifully crafted 2013 Craftsman home boasts a grand total of approximately ~4,444 sq ft (~3,001 finished + ~1,443 unfinished sq.ft.), offering the privacy and tranquility highly sought after in the Smith Mountain Lake area. Set on a wooded 1.5± acre lot, the home feels wonderfully secluded, with abundant windows thoughtfully positioned to bring the surrounding landscape and natural light indoors. Built from Don Gardner home plans, the architecture captures classic Craftsman character with inviting decks, a screened porch, Hardie board siding accented by stone and shake detailing in the eaves, and carefully considered architectural details throughout. Quality extends well beyond appearances: upgraded 2x6 construction, enhanced insulation, Andersen windows and architectural shingles speak to the attention given to the home's construction. Inside, the home is designed for comfortable one-level living, with an open, light-filled atmosphere and views of the natural setting from room after room. The main level is complemented by an additional finished family room over the garage, while the expansive walk-out lower level offers an exceptional opportunity for future expansion and presently finished heated and cooled workshop. Original floor plans for finishing the lower level convey with the property, allowing the next owner to build upon the home's original design. With an expansive footprint and notably tall ceilings, the lower level has the potential to dramatically increase the home's living and entertaining space. Thoughtful upgrades continue with a Rinnai tankless/on-demand water heater, Carrier HVAC, Generac generator, radon mitigation system, and low-voltage landscape lighting along the driveway. This is a home for someone who values craftsmanship, privacy, nature, and room to grow. Enjoy quiet mornings and evenings on the screened porch and the peaceful backdrop of Maggodee Creek--all from a property that feels tucked away while remaining connected to the lake lifestyle and equally well triangulated between Roanoke, Rocky Mount, Lynchburg, and Smith Mountain Lake. Private. Peaceful. Exceptionally well built--and designed to bring the outdoors in.

84 Revolution Rd, Wirtz

$925,000

4 Beds ⋅ 4 Baths ⋅ 930839 MLS

Brand New High-End Construction in The Farm at Smith Mountain Lake offering water access and a beautiful lake view in one of the area's most desirable communities. Built with exceptional quality and thoughtfully designed finishes throughout, this spacious home showcases attention to detail at every turn. The open concept floor plan features a stunning kitchen with a large island, premium finishes, and seamless flow into the living and dining areas--perfect for entertaining or everyday lake living. The luxurious primary suite offers a private retreat, while two additional bedrooms are conveniently located on the main level. With four total bedrooms (3-bedroom septic), the lower level adds incredible flexibility with a large recreation/flex space plus an additional office or bedroom option.

27 Smokehouse Rd, Moneta

$855,000

4 Beds ⋅ 5 Baths ⋅ 930660 MLS

NEW CONSTRUCTION in the premier Reserve at Westlake community in Hardy, VA, offering beautiful golf course and mountain views in a picturesque setting! This thoughtfully designed home features three bedrooms on the main level, including a spacious primary suite, along with an open-concept kitchen, dining and living area with 9-foot ceilings. The stylish kitchen offers a large center island, abundant cabinetry and a hidden walk-in pantry--a fun and functional feature that keeps everything neatly tucked away. Modern farmhouse-inspired finishes throughout add warmth and character. Upstairs, additional flex rooms plus a full bathroom provide tremendous versatility for guests, a home office, recreation room, hobby space or additional sleeping areas. Enjoy the covered front porch, attached garage and the convenience of a public boat ramp just down the road for easy access to Smith Mountain Lake. A beautiful new home combining flexible living space, quality finishes, mountain and golf course scenery, and lake access nearby!

138 Bentgrass Dr, Hardy

$899,900

3 Beds ⋅ 3 Baths ⋅ 930493 MLS

Panoramic water views at a bend of the lake that are breathtaking. Incredible lake home is a perfect full-time, vacation home or investment property & has an excellent rental history & sold fully furnished. Deep water at boat dock & 300' of partially riprapped shoreline! Newer deck overlooks the lake. Great layout & living space on 3 levels. Enter into a great room w/ LVP flooring, cathedral ceiling & a wall of windows to view the lake & offers living, dining & kitchen space. Two primary bedrooms, one on the entry level & one upstairs. Third bedroom option in the lower level (no direct egress). Recreation room on lower level. Large screened in patio. Includes hot tub & storage shed. Newer stairs down to firepit patio. Single slip boat dock (could be enlarged) on deep water .

6136 Horseshoe Bend Rd, Goodview

$959,900

3 Beds ⋅ 3 Baths ⋅ 930522 MLS

Charming waterfront log home with character inside and out, situated on a gentle lot with approximately 180 feet of waterfront and beautiful main-channel views! Located in a subdivision that allows short-term rentals, this is an excellent opportunity for a lake getaway, investment property, or both. Sold turn-key and completely furnished, this home is ready to enjoy from day one. Inside, the inviting great room features a cathedral tongue-and-groove ceiling, wood floors, and a wood-burning fireplace. The kitchen offers a built-in hutch, wood burning fireplace and dining area overlooking the lake. The primary bedroom features a cathedral ceiling, built-in bookcase, and walk-in closet. The lower-level bedroom includes an adjoining sitting room that could serve as an office or additional sleeping area. Additional amenities include an exercise room off the double-car garage, paved driveway, RV pad, storage building, and an impressive covered boathouse with cabana, boat slip, and double jet ski lift. DEEP WATER AT THE DOCK! Beautiful park-like setting with main channel view! Home and Dock sold as-is! Septic was pumped in 2024 and registered in Bedford County. 2 car garage under is approx 21' x 25' and could be converted into a large family room or game room. Exercise room off of the garage is heated & cooled (lawn equipment is in there now.) The third full bath is on the lower level but needs the shower walls and handles installed to be completed. Large rear deck which is partially covered. Sold as-is.

125 Briarcliff Dr, Moneta

$799,900

4 Beds ⋅ 4 Baths ⋅ 930558 MLS

Welcome to this beautiful new construction home in The Waterfront Subdivision, offering 4 Bedrooms, 4 Bathrooms, and plenty of space for everyday living and entertaining. This floor plan features Main Level Living, Cathedral Ceilings, a large Bonus Room, and a 2-car garage. Enjoy being minutes from Westlake, with shopping, restaurants, marinas, and easy access to all that Smith Mountain Lake has to offer. A wonderful opportunity to enjoy a brand-new home in a highly convenient lake-area location! Estimated Completion Date: 10/31/26

1263 Windlass Rd, Moneta

$975,000

5 Beds ⋅ 4 Baths ⋅ 930484 MLS

Beautifully maintained townhouse on Smith Mountain Lake in The Cottages at Contentment Island. Offered mostly furnished and designed for carefree lake living. With nearly 4,000 square feet this home features 5 bedrooms, one could be used for office space, 4 full baths, an open great room with gas fireplace, hardwood floors, and a well-equipped kitchen. The upper level provides a family suite with living room, bedroom and full bath. The walkout lower level offers a family room, game room, wet bar, two additional bedrooms and full bath. Enjoy covered porches and patios, a deeded boat slip with lift and storage, and community amenities including pool, clubhouse, tennis, and walking trails.

355 Haley Scott Dr, Union Hall

$975,000

930469 MLS

Discover the opportunity to build your dream lake home in Sanctuary Pointe, one of Smith Mountain Lake's most prestigious waterfront communities. Lot 13 offers a rare combination of beautiful lake views and stunning vistas of iconic Smith Mountain, creating an exceptional backdrop for your future home. Located at the base of Smith Mountain, The Sanctuary is renowned for its spectacular scenery, pristine waterfront, and desirable setting on Smith Mountain Lake. Enjoy direct lake access and the tranquility of a premier waterfront community while being conveniently located to area amenities, dining, golf, and recreation. With its exceptional location and breathtaking surroundings, Lot 13 is the perfect place to create a private lake retreat or your forever home. Opportunities to own premier waterfront property in a setting this special are increasingly rare--bring your vision and make Smith Mountain Lake your home.

Lot 13 Sanctuary Pointe, Penhook

$1,000,000

3 Beds ⋅ 3 Baths ⋅ 930398 MLS

Brand New Waterfront 10 mi to Westlake and Smith Mountain Lake shopping and amenities. Built by Ellis Custom Homes, this is Entry Level Living at its Finest! Designed to utilize every square foot efficiently and boasting 3-Large Bedrooms, 2-Primary Suites, 3- Full Baths, a Large Great Room space & Screened Porch All on the Entry Level. LVP Flooring throughout, Granite & Stainless Kitchen, Tile Baths. Full Lower Level partitioned to offer 2 Additional Bonus Rooms plus a Large Recreation Room & Plenty of storage. Oversized 554 SF garage. Gradual Slope to the water. Dock with Single Slip and Floating Dock is Permitted & Under Contract to be built Fall 2027 (electrical has been run and 5% deposit paid). Neighborhood provides private boat ramp and a fenced boat/trailer storage lot. Hardscaping & Landscaping contracted for the front yard includes: Retaining Wall on the front right, Bushes, Mulch & Yard Re-grading/Seeding.

371 Lake View Pt, Glade Hill

$895,000

930392 MLS

Bring your vision to life on this exceptional waterfront homesite in The Water's Edge, one of Smith Mountain Lake's premier golf and lake communities. The mostly cleared, level lot has approximately 299 feet of shoreline and plenty of room to enjoy the lake. Beautiful water views provide the perfect backdrop for your future home and outdoor living spaces. Located within The Water's Edge, a McConnell Golf community, owners have access to an impressive array of amenities, including championship golf, clubhouse dining, fitness facilities, swimming pool, tennis, and an equestrian center. An active club membership may be obtained within 30 days of closing. A rare opportunity to create your own private lake retreat in a truly exceptional setting.

432 Bridleridge Rd, Penhook

$899,900

930202 MLS

Don't miss this incredible opportunity to own one of the most beautiful undeveloped lots in Compass Cove. Stunning point lot w/ 232' of riprapped shoreline offers panoramic water views & deep water for your future boat dock. Gently sloping from the road to a nearly level building site on this beautiful point. A house layout on the plat is attached under the documents of the listing so you can envision just how close your dream home can be to the water - ask your Realtor to send you a copy. Prior dock permit has expired, but could be renewed & is attached under documents. Off-site septic drainfield is already in place w/ a force main connection to the drainfield already installed at the lot. Remainder of septic system would be on the lot & installed w/ construction, is responsibility of purchaser. Homes water supply would be by Western Virginia Water authority.

Lot 7 Compass Cove, Moneta

$995,000

6 Beds ⋅ 5 Baths ⋅ 930147 MLS

Waverly is one of Smith Mountain Lake's most sought-after communities - private wooded lots, a pool, walking trails, tennis, gazebo, and clubhouse, all minutes from Westlake. This spacious home's property touches the water with lake views from inside, launch a kayak right from your backyard, or head to your leased covered slip for the boat or jet ski. Made for flexible living. Two master suites, two full kitchens, two laundry rooms, and finished space on every level make it a natural fit for multi-generational families or guests who never want to leave. Cathedral ceilings, a gas fireplace, wet bar, whirlpool bath, wood floors, and wired-for-sound throughout -- the finishes match the scale. Smart home controls let you manage HVAC, lighting, and security from anywhere, backed by a whole house generator. Start enjoying this premier community today filled with many activities and clubs for enjoyment.

235 Waverly Ln, Moneta

$899,500

3 Beds ⋅ 2 Baths ⋅ 929725 MLS

DEEP WATER!!!!!! Cottage with 4.6 acres and 475+/- waterfrontage. Fixer Upper or start from scratch!! This property is located in an ideal spot by land and water. Home is being sold ''AS IS WHERE IS''.

161 Browndale Ln, Wirtz

$995,000

5 Beds ⋅ 3 Baths ⋅ 929699 MLS

Welcome to Isle of Pine, and this Peaceful Waterfront Retreat in the Heart of Smith Mountain Lake. This spacious home offers five bedrooms on the upper level, including a comfortable primary suite. While the lower level provides a spacious family room, dining area, eat-in kitchen, an additional full bathroom, and laundry area. Enjoy scenic views from the full-length upper deck with wheelchair access or relax on the lower patio. A detached garage with separate rooms provides abundant storage and flexible space for your needs. A gently sloping concrete walkway leads to your private dock, complete with two covered boat slips and a floater, perfect for enjoying all that Smith Mountain Lake has to offer right now (Owners are currently able to launch their boat and jet ski). The Isle of Pine community offers an impressive array of amenities, including a boat ramp, trailer storage, tennis courts, horseshoes, volleyball, walking trails, and campground sites. Conveniently located near downtown Moneta and Bridgewater Plaza, this property offers the ideal combination of peaceful lake living and easy access to shopping, dining, and entertainment. Call and schedule your tour today.

103 White Oak Cir, Moneta

$785,000

4 Beds ⋅ 3 Baths ⋅ 929603 MLS

This spotless, one-level living home features four bedrooms and three full baths, perfectly situated on a flat lot with a gentle slope leading straight to the water. Inside, the open-concept layout welcomes you with beautiful hardwood flooring throughout, a spacious primary suite, and a modern kitchen complete with stainless steel appliances. Conveniently located on the main level just off the kitchen, the dedicated laundry room comes fully equipped with cabinets and a sink. The lower level is built for entertaining and storage, offering a large recreation room with a full wall of built-ins and a wet bar, alongside a generous, roughly 400-square-foot storage area. The exterior spaces are meticulously designed for relaxation, framing breathtaking, long-distance water and mountain views. Enjoy your mornings on the cute front porch or the lakeside grilling deck, which features an electric awning to perfectly control the morning sun. The lake-level patio and screened porch off the recreation room offer the ideal spot to unwind, with plenty of room to store your paddleboards and kayaks just feet away from launching directly into Smith Mountain Lake. Tucked away in a cozy, quiet setting surrounded by nice homes and great neighbors, this property also includes access to premier amenities, including golf, tennis, pickleball, and pools.

1052 Coves End Rd, Huddleston

$875,000

3 Beds ⋅ 2 Baths ⋅ 929390 MLS

DEEP WATER!!! ON THE OPEN WATER SIDE OF THE BUILDING, 6TH FLOOR!!!!! PLANTATION SHUTTERS THROUGHOUT, UPDATES, NEW PAINT, COMES FULLY FURNISHED!! EVEN THE PORCH FURNITURE AND GRILL PASS WITH PROPERTY. SEE LIST OF ITEMS!!! ALL YOU HAVE TO DO IS MOVE IN!!! POOL LOOKING OVER THE LAKE!! BOAT FOR SALE ( Practically brand new purchased from ROCK OUTDOORS) WALKING DISTANCE TO SHOPPING, RESTAURANTS, AND INTERTAINMENT. THIS IS THE IDEAL LOCATION WITH MEDICAL, GROCERY, AND SO MANY THINGS TO DO NEAR BY. THE VIEW FROM YOUR PORCH IS SPECTACULAR!!!!

100 Bridgewater Pointe Pl Unit UNIT 607, Moneta

$799,000

3 Beds ⋅ 3 Baths ⋅ 929093 MLS

Charming Smith Mountain Lake retreat with a true mountain feel, nestled among the trees and offering wide lake views from every room. Enjoy deep water on the Roanoke River main channel, perfect for boating, swimming, and year-round lake living. Conveniently located with an easy drive to Roanoke and Westlake, this beautifully maintained home shows like new with updated appliances, new carpet, and two laundry rooms for added convenience. Relax by the cozy wood-burning fireplace after a day on the water and experience the perfect blend of privacy, comfort, and spectacular lake views.

335 Lakecrest Dr, Hardy

$827,900

5 Beds ⋅ 3 Baths ⋅ 928976 MLS

A RARE find at Smith Mountain Lake. Private, MOVE-IN READY home on 2.12 acres, with 397 feet of waterfront. Not a neighbor in sight. Sold turn-key, & fully FURNISHED. Furniture, TVs, decorations, rugs, & kitchenware are included, minus a few personal items (see list not conveying). Large 1-slip boat dock with party deck, boat hoist, jet-ski lift, retractable boat cover and floater. DEEP water! 15 ft depth at the dock. This home is on a wide but QUIET channel with great lake views. Just be sure to bring your BATHING SUIT! This home's waterfront is perfect for swimming, canoeing, boating, or just relaxing with a glass of wine. No HOA. Decorated as 5 bedrooms (3 bd septic). Short term rentals possible w/special use permit. Many upgrades & improvements. Come tour this amazing SML home today.

1650 Crafts Church Rd, Glade Hill

$799,900

3 Beds ⋅ 4 Baths ⋅ 928904 MLS

Welcoming covered front porch w/ composite decking & lake views the moment you enter this adorable lake home. Beautiful hardwood floors on entry level w/ lakeside dining area & living room w/ gas log FP, kitchen w/ stainless appliances & tiled backsplash. Entry level also offers a den, study w/ bookshelves, a BR & full bath. Large composite deck w/ metal rails overlooks the lake & wraps around the side. Upstairs offers a large primary BR w/ private lake side balcony & updated bath w/ tiled floors, dual sink vanity w/ quartz & gorgeous custom tiled shower w/ glass doors. Full bath & huge closet off hallway. Large 2nd BR w/ hardwood floors & walk -in closet. Lake level offers a greatroom, tiled floors, gas log FP, wet bar w/ quartz countertops & a full bath w/quartz countertops & shower. Laundry room in unf. area includes washer & dryer & offers great storage space or room to expand. Lakeside patio w/ ceiling under deck. Storage shed w/side deck & pergola. A quick walk to the single slip DEEP water boat dock at the mouth of the cove offers huge main channel views.

67 Overlook Rd, Hardy

$869,000

4 Beds ⋅ 3 Baths ⋅ 928605 MLS

Beautifully maintained 4BR, 3BA waterfront condo in a secure gated community offering elevator access and panoramic Smith Mountain Lake views from the third floor. Located in one of the lake's most desirable areas, just a short walk to waterfront dining, shopping, entertainment, and marina amenities. Seldom used and in pristine condition, this spacious residence has been thoughtfully updated with new flooring, carpet, fresh paint, and plantation shutters. Features include an open floor plan, granite countertops, ceramic tile, crown molding, built-in shelving, and generous living spaces designed for comfortable lake living. The spacious primary suite enjoys lake views and ample closet space. Two covered parking spaces and a designated storage area provide added convenience and functionality Community amenities include an outdoor pool, covered leased boat slips, and day docks. HOA dues cover pool access, exterior maintenance, propane, water/sewer, and trash collection. Ideal as a full-time residence, vacation getaway, or low-maintenance waterfront retreat at Smith Mountain Lake.

100 Bridgewater Pointe Pl Unit 303, Moneta

$750,000

3 Beds ⋅ 2 Baths ⋅ 928647 MLS

Luxury 3BR, 2BA, Fully Furnished, Short-Term Rentable 4th floor condo now available at the most luxurious condominium complex at Smith Mountain Lake - Bridgewater Pointe! Awesome Lake & Mountain Views. Granite, Stainless Kitchen, Hardwood, Tile. Expansive Primary Suite w/ Tray Ceiling and Lg Walk-in Closet. HVAC new in 2022. Ideal location - walk to shops/restaurants or 5 minutes to groceries. Includes Stereo System with Speakers in every room! Remote controlled gated entry with two deeded covered parking spots. Elevator access. Storage locker included in garage. HOA includes all exterior maintenance, pool and restroom facilities, propane, trash, recycling, water, and sewer.

100 Bridgewater Pointe Pl Unit 404, Moneta

$869,000

3 Beds ⋅ 4 Baths ⋅ 928514 MLS

Nestled on 13.8 private acres with water frontage on beautiful Smith Mountain Lake, this rare property offers endless possibilities for homeowners, investors, and developers alike. This home features 3 bedrooms and 3 bathrooms, providing comfortable living surrounded by nature and peaceful lake views. This property features 300 feet of water frontage, with a private dock and deck suitable for use during any season. With a prime location adjacent to a well-established neighborhood, the property's expansive land and desirable location create exciting potential for investors or developers interested in future new construction opportunities. This unique offering combines privacy, land, water frontage and location in one remarkable package.

420 Juniper Rd, Hardy

$798,000

3 Beds ⋅ 4 Baths ⋅ 928045 MLS

This home is located in a premier golf and lake community, this exceptional 3-bedroom, 3.5-bath home offers the perfect blend of comfort, recreation, and scenic beauty. Enjoy peaceful pond views from your backyard oasis, complete with a charming water feature and a massive screened-in patio that creates the perfect space for relaxing, entertaining, or simply taking in the tranquil surroundings. Inside, you'll find numerous recent updates, including a new roof, water heater, beautifully stained white oak hardwood floors, and a stunningly renovated primary bath with heated floors that feels like a private spa retreat. One of the home's standout features is the incredible lower-level suite, offering the perfect setup for multi-generational living extended family, guests, or a private retreat. With its own living space and exceptional flexibility, this area adds tremendous value and versatility to the home. Beyond the property itself, you'll enjoy all the amenities this sought-after golf and lake community has to offer, including golf, swimming pools, pickleball, volleyball, a fitness center, restaurants, and an active social atmosphere. Boat slips are available for rent, making it easy to enjoy nearby Smith Mountain Lake whenever the mood strikes. With beautiful updates, outstanding outdoor living spaces, a remarkable lower-level suite, and resort-style amenities, this home offers a lifestyle that is hard to match. Come experience lake community living at its finest!

201 Spyglass Ln, Huddleston

$875,000

4 Beds ⋅ 4 Baths ⋅ 926659 MLS

Lakefront property , 4 Bed 3 Bath log-style home in Lakeshore Terrace on 3 lots. Open concept living plan., first floor primary bedroom with newly renovated bath, large back trex double deck, walkout basement and 2 car garage. New stainless appliances and granite counter tops. A park like setting and tons of water frontage, 2 covered docks. Ideal for skiing, tubing, fishing and kayaking in a less trafficked area. 15 min to Westlake Center and Downtown Roanoke

540 Lakeshore Terrace Rd, Hardy

$760,000

3 Beds ⋅ 3 Baths ⋅ 919246 MLS

Brand-New Construction in Premier Lake Access Community! Stunning 3-bedroom, 2.5-bath home currently under construction in one of Moneta's most desirable lake access neighborhoods The Farm. This thoughtfully designed residence will feature high-end finishes, custom woodwork, and an enjoyable layout ideal for full-time living or a weekend retreat. The kitchen comes fully equipped with appliances, granite counter tops, farmhouse sink and plenty of cabinet space making this home move-in ready upon completion. Take advantage of Smith Mountain Lake living with access to a private boat ramp, day dock, and boat storage. The community also boasts a chic neighborhood pool overlooking the lake with wood burning fireplace for all to enjoy. Don't miss your chance to own this luxurious new build in a sought-after location with lake access and top-tier amenities. Construction is underway -now is the time to make it yours! Est date of completion Spring 2026!

Lot 18 Farm, Moneta

$795,000

926753 MLS

Acreage property on Smith Mountain Lake! Potential for family estate, farm or development. Build your private dream home in the middle of this 87 acres and choose the perfect building site with views of the mountains, the pond, or the lake. Currently configured as 7 separate parcels. Small boat ramp and rip rapped shoreline. Convenient to Roanoke, Lynchburg and Westlake.

Navigation Pt, Goodview

$899,000

927565 MLS

An increasingly rare opportunity to own a true estate-sized waterfront parcel on Smith Mountain Lake. Lot 29 in the exclusive Penn Shores Communityoffers an exceptional 8.044 acres and approx 220 feet of pristine waterfront, creating the perfect setting for a luxury custom retreat, family compound, or legacy estate. Community Roads scheduled to be paved oct 2026. Large-acreage waterfront properties of this scale are becoming nearly impossible to find at Smith Mountain Lake. This remarkable homesite combines privacy, natural beauty, and expansive building potential within one of the lake's most desirable communities. The gently rolling topography provides an ideal canvas for a custom home designed to maximize lake views, outdoor entertaining, and seamless indoor-outdoor living. resort-style amenities, and recreational space, the possibilities are truly extraordinary. Thoughtful community standards help protect long-term value while preserving the upscale character and natural surroundings that define Shores at Penn Hall. Private road access further enhances the secluded, estate-like feel of the property. Conveniently located near marinas, golf, dining, and all the lifestyle amenities Smith Mountain Lake has to offer, Lot 29 delivers the rare combination of acreage, waterfront, and exclusivity that discerning buyers have been waiting for. Opportunities like this are finite -- and among the final chances to secure a premier large-acreage waterfront homesite on Smith Mountain Lake.

Lot 29 Hidden Treasures, Union Hall

$997,000

4 Beds ⋅ 5 Baths ⋅ 924590 MLS

Discover the charm and elegance of this beautiful Nantucket-style Spindrift model, ideally situated in the sought-after Golfers Crossing area of The Waters Edge Country Club community. From the home and its two spacious, covered porches--one on each level--enjoy breathtaking views of the 18th fairway, country club, and surrounding Blue Ridge Mountains. The inviting interior features a cozy fireplace with gas logs, beautiful hardwood floors, and granite countertops, creating a warm and sophisticated setting for both everyday living and entertaining. One of the home's most unique features--and something not typically found in other models--is the exceptionally large unfinished area beneath the garage. This versatile space offers endless possibilities and could easily be transformed into a workshop, exercise or fitness room, children's play area, hobby space, or craft studio. The property also includes deeded boat slip #15 and PWC lifts #3 and #4, providing convenient access to Smith Mountain Lake and making this an ideal home for those who enjoy both golf and lake living. Membership at The Waters Edge Country Club is available within 30 days of closing and offers an impressive array of amenities, including golf, pickleball, tennis, fine dining, social events and activities, and an equestrian center. This exceptional property offers the perfect blend of golf, lake, mountain views, country club amenities, and comfortable resort-style living--all in one beautiful setting.

75 Milestone Ln, Penhook

$849,500

903218 MLS

Smith Mountain Lake VA Commercial Lot with waterfront. The best of both worlds and talk about LOCATION! A commercial lot on Rt.122 across from Bridgewater Plaza AND waterfront with the ability to build a 1,500 SF dock. With 160' of waterfront, public water & central sewer available, there are so many possibilities! Shops, restaurants, entertainment, and a marina are mere steps away at Bridgewater Plaza. Just a few miles away at Westlake Corner you will find grocery, retail shopping, restaurants, movie theater, medical facilities and more!

Lot 31 Booker T Washington Hwy, Moneta

$850,000

4 Beds ⋅ 3 Baths ⋅ 925205 MLS

Experience the best of Smith Mountain Lake living in this beautifully appointed 4-bedroom, 3-bath condominium at Bridgewater Pointe community. This wheelchair-accessible unit offers both comfort and elegance, featuring granite countertops, hardwood flooring, and two cozy fireplaces. The thoughtfully updated walk-in tub (installed 2025) ensures accessibility and relaxation. Each bedroom boasts stunning lake views, and the primary suite offers a breathtaking main channel view along with access to a private extended balcony. Excellent opportunity for full-time living, vacation retreat, or investment short-term rentals allowed.

100 Bridgewater Pointe Pl Unit 403, Moneta

$885,000

3 Beds ⋅ 4 Baths ⋅ 925563 MLS

One of a kind log cabin in idyllic park setting on 2 acres, PLUS sale includes adjacent 0.62 building lot. This hidden Westlake treasure is a Kayaker's, Canoer's & Paddle Boarder's Paradise. One level living w' room for guests & entertaining, this spacious log home features 3 BRs 3+1/2Bths & lower level family room doubles as a 4th bedroom w/ hidden murphy bed. The covered porches offer gorgeous sunset views of the Blackwater. Ease into the hot tub after a long day out on the lake. The oversized garage has ample storage. Exterior features include a waterfront deck w/ firepit, a fenced in yard for little ones & pets, garden space w/' raised beds & an adorable greenhouse, a tool & mower shed, & a workshop w/ garage door. Sorry, adjacent lot is a green buffer & will not be sold separately Boat rentals, launch & boat slip rentals 4 minutes away. Log Cabins on Smith Mountain Lake are EXTREMELY RARE. This log cabin has been meticulously kept and is move-in ready. Don't wait! You need to see this amazing retreat BEFORE it's gone!

300 Crawford Dr, Moneta

$829,500

903169 MLS

Welcome to Smith Mountain Lake's newest waterfront community! Bridgewater Grande is another quality project offered by The Willard Companies and is designed to complement the natural beauty of the lake with only 30 home sites, 5 of which permit a home & guest house. Amenities include pickleball courts, swimming pool, pavilion, gated entrance, street lights and boat storage area. Up to 1 Gigahertz internet availability, public water, and sewer. The unique peninsula that makes up the new Bridgewater Grande community is situated within walking distance of Bridgewater Plaza and mere minutes from Westlake Towne Center, so you have plentiful medical facilities, shopping, dining and recreational activities nearby. Approved up to 7-bedroom sewer connection.

Lot 1 Bridgewater Grande, Moneta

$825,000

927453 MLS

EXCEPTIONAL WATERFRONT LOT IN KENNEDY SHORES.THIS IS A RARE OPPORTUNITY TO OWN ONE OF THE FINEST WATERFRONT LOTS IN A PRESTIGIOUS NEIGHBORHOOD OF CUSTOM HOMES. GENTLE SLOPE. READY FOR YOUR DREAM LAKE HOME THIS PRIME HOMESITE OFFERS STUNNING WIDE COVE VIEWS A TRULY UNBEATABLE SETTING FOR YOUR FUTURE LUXURY RESIDENCE. UNDERGROUND UTILITIES AND PAVED ROADS, A COMMUNITY WATER SYSTEM, COMMUNITY FIRE HYDRANTS IN DEVELOPMENT, ACCESS TO PRIVATE BOAT LAUNCH, PICNIC PAVILLION AND SANDY BEACH

389 Hyannis, Union Hall

$989,000

4 Beds ⋅ 4 Baths ⋅ 917613 MLS

Price Improvement! Deeded boat slip available for purchase! New Construction overlooking the Third Fairway of The Water's Edge Country Club at Smith Mountain Lake. This brand-new, approximately 2,800 sq ft residence captures sweeping fairway views and offers effortless main-level living enhanced by sophisticated design and next-generation technology. Built by Sole Source Solution, Luxury Homes, with interior selections by Brass Key Design Society, the home showcases exceptional craftsmanship, curated finishes, and meticulous attention to detail. The main level features three spacious bedrooms and a dedicated office, anchored by a serene primary suite with golf course views and a spa-inspired bath with deep soaking tub! Two additional bedrooms share a beautifully designed full bath, while the upper level offers a versatile fourth bedroom or bonus suite with oversized closets and a private half bath, ideal for guests or flexible living. Modern innovation elevates every corner of the home. The chef's kitchen features a high-efficiency induction cooktop with a built-in air fryer, while motion-sensor exterior lighting, a full irrigation system, and a custom motorized pergola add luxury, convenience, and year-round enjoyment outdoors. Vaulted ceilings and expansive Pella windows fill the living spaces with natural light, flowing seamlessly from the kitchen and dining area into the great room and onto the large covered porch. Oversized sliding doors lead to the extended concrete patio, complete with a gas line for a future fire pit or outdoor kitchen, all overlooking the fairway beneath the adjustable shade of the motorized pergola. Constructed with 2x6 exterior walls, spray-foam insulation, and advanced energy-efficient features, this home blends solid construction with high performance and modern comfort. Move-in ready and positioned in a premier golf course setting, it offers an unmatched lifestyle with optional club membership providing access to the clubhouse restaurant, resort-style pool, tennis and pickleball courts, equestrian center, year-round social events, summer camps, and the exclusive McConnell Golf Network of 16 premier clubs across NC, TN, and VA. This exceptional home embodies refined style, modern innovation, and luxury living at The Water's Edge.

31 Flagstick Ct, Penhook

$750,000

4 Beds ⋅ 2 Baths ⋅ 926334 MLS

Quiet Cove--Short term rentals allowed! Located just off the main channel, this special waterfront property at 1085 Carters Island Rd has been lovingly owned by one family, offering a rare opportunity to own a truly cherished lake home. Featuring 4 bedrooms, 2 full baths, and approximately 2,858 sq ft, the home provides comfortable living with plenty of space for family and guests. The setting is the highlight--situated on 1.79 acres, including an additional adjoining lot, you'll enjoy tons of outdoor space, privacy, and room to expand or simply relax and take in the natural surroundings. With 134.7 feet of waterfront, this property offers excellent lake access, complete with a private dock for boating, swimming, and enjoying peaceful days on the water. Spend your evenings gathered around the fire pit, taking in the quiet surroundings and lake lifestyle. Ideally located just 18 miles from downtown Roanoke and only 15 minutes to Bridgewater Marina, this home offers the perfect balance of seclusion and convenience. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this Smith Mountain Lake property combines location, space, and legacy ownership in one exceptional offering.

1085 Carters Island Rd, Goodview

$859,950

3 Beds ⋅ 4 Baths ⋅ 927276 MLS

New Construction on level lot at Smith Mountain Lake. 2 primary bedrooms (1 main level, 1 lower level). Deeded access to boat ramp at Hannabass Campground. Available dock for rent. Trex decking, granite countertops, drystack foundation, tile baths, paved drive, concrete stamped patio. Recess lighting throughout home, loads of closets. This is a nice one! Primary bath main level has a free-standing tub and walk in shower. Deck 525 sq. ft., Patio 525 sq. ft. Bonus room above garage: 312 sq ft 26' x 12' perfect for office or possible 4th bedroom. Heated and cooled by split unit. All bathrooms wired for bluetooth.

6990 Horseshoe Bend Rd, Goodview

$799,000

3 Beds ⋅ 3 Baths ⋅ 925224 MLS

Introducing a stunning proposed new construction in the prestigious Walnut Run lake-access community. Thoughtfully crafted, this 3-bedroom, 2-bath home blends modern comfort with elevated finishes, all situated on over an acre in one of Franklin County's most desirable locations. Residents will enjoy exclusive community lake access, including a private assigned boat slip--an exceptional and highly coveted amenity. Inside, the home features an open-concept layout designed for effortless everyday living and entertaining. Premium materials, stylish flooring, and a beautifully appointed kitchen create a warm, inviting atmosphere. The private primary suite offers a serene retreat with its own ensuite bath, while two additional bedrooms provide flexibility for guests, a home office, or a growing household. A spacious bonus room adds even more versatility, either for recreation, hobbies or additional storage. Whether you're looking for a full-time residence or a peaceful retreat, this home delivers the best of both worlds!

27 Hawthorn Trl, Hardy

$974,950

2 Beds ⋅ 3 Baths ⋅ 926653 MLS

Smith Mountain Lake, a private, beautifully crafted waterfront retreat offering space, style, and serenity on 7.45 acres w/ exceptional amenities inside and out. Covered dock with boat lift & built-in storage. Waterside covered patio. Inviting living room w/ stone fireplace, cathedral ceilings & skylight. Beautiful hardwood floors. Natural woodwork & custom blinds. Kitchen w/ granite countertops & stainless appliances. Multiple walk in closets. 2 spacious bedrooms plus 3 full baths. Master suite w/ private bath. Spacious family room on lower level. Large finished work room with many possibilities. Stamped concrete driveway & front porch.. Bonus Buildings & Extras: 64' x 32' shop building with 3 bays and a huge workshop. 20' x 17' double carport, 30 x 16 lean 2. Adorable she shed.

1527 Quail Dr, Goodview

$799,900

926530 MLS

Set on more than 9 acres of pristine waterfront, this rare offering presents an exceptional opportunity to create a legacy lake estate. With approximately 390 feet of shoreline and an installed dock complete with a party deck, the property is perfectly positioned to enjoy the very best of Smith Mountain Lake living. Ideally located just a stone's throw from Lakewatch Plantation and only minutes to Westlake Town Center, you'll enjoy both privacy and effortless access to dining, shopping, and everyday conveniences. Rich in history, the property is home to an original circa-1860 farmhouse constructed with now-extinct wormy chestnut logs--an increasingly rare and valuable material that offers a unique opportunity for repurposing or architectural distinction. While the existing structure is not suited for renovation, the land itself provides a remarkable canvas to design and build a custom waterfront retreat tailored to your vision. With expansive acreage, generous shoreline, and a setting that balances seclusion with proximity, this property offers the space, serenity, and potential to create something truly extraordinary on the lake. Whether you envision a private cabin retreat or a refined waterfront escape, this is a rare chance to secure significant acreage in one of Smith Mountain Lake's most desirable locations.

1401 Merriman Way Rd, Moneta

$799,900

4 Beds ⋅ 4 Baths ⋅ 919862 MLS

GORGEOUS FURNISHED WATERFRONT SHORT-TERM RENTAL — RARE FIND! This beautifully maintained 4-bedroom, 3.5-bath waterfront home is a true gem on Smith Mountain Lake, fully furnished and ready to continue its track record as a successful short-term rental. Permitted for a 5-bedroom septic system and authorized to host up to 10 guests, this property is a rare opportunity for investors or families looking for a high-performing vacation rental or next lakefront retreat. Completely redone in 2022! Located in one of the most desirable areas of the lake, the home has been exceptionally cared for, with an updated septic system installed in 2024 and modern finishes throughout. Enjoy endless amenities including your own boat slip, access to a shared dock area with a floating swim platform and your personal lakeside cabana on the property complete with electric service and bar seating perfect for entertaining. The spacious fenced backyard features a playground, making this a true family-friendly retreat. Whether you're relaxing by the water, gathering with friends, or maximizing income from short-term rentals, this home has it all. With consistent bookings and a stellar reputation, this is a turn-key HEAVEN for lakefront living. Buyers & Buyer's agent to independently verify all property information and property related information.

709 Forest Lawn Dr, Moneta

Smith Mountain Lake Properties between $750,000 and $1,000,000 for Sale

Newest Smith Mountain Lake Properties between $750,000 and $1,000,000 for Sale