Smith Mountain Lake Real Estate | Smith Mountain Lake Properties under $200,000 for Sale

Imagine building your dream home on this beautiful 1.02-acre lot with scenic views overlooking Smith Mountain Lake! Enjoy the lake lifestyle without the waterfront price tag, complete with deeded deep-water boat slip #39 and access to a community boat ramp. Conveniently located near The Coves Amphitheater, where you can enjoy live music and entertainment! Much of the preliminary work has already been completed, giving you a head start on building. The lot has been cleared, driveway improvements have been made, and a culvert pipe has been installed. An engineered septic system has received county approval, and a building permit has been approved. With beautiful surroundings, boating amenities, and much of the groundwork already in place, this property offers a wonderful opportunity to bring your dream home to life!

443 Cedar Ridge Rd, Union Hall

$119,000

932336 MLS

Wooded waterfront lot located on peaceful cove. This type of setting & privacy on the water is hard to find. Partial road to the lake.(road crosses onto lot 1 to right midway down-see survey markers)allows for good access a good ways down on lot, but further path or steps to water are needed for regular access to the lake. Lot has been surveyed and seller has dock permit. Ready to start your adventures on this gorgeous lake. Older 2BR septic system in place but conveys ''as is''.

Lot 2 Snidow, Goodview

$34,900

932146 MLS

Discover the possibilities with this 1.68-acre lot conveniently located near Smith Mountain Lake. Whether you're planning a permanent residence, vacation getaway, or investment property, this parcel offers a great opportunity. Enjoy easy access to boating, fishing, dining and all the recreational amenities the lake has to offer. Purchaser will be responsible for installation of well and septic system. Bring your vision and start planning your dream property today!

Parford Ln, Moneta

$165,000

932135 MLS

LARGE WATER ACCESS BUILDING LOT WITH ROOM TO RELAX. PROPERTY SITUATED JUST OFF SRCUGGS ROAD IN THE BOARDWALK COMMUNITY. WATER ACCESS THROUGH THE NEIGHBORHOOD BOAT RAMP AND BOAT STORAGE IN THE GATED LOT OUTSIDE THE ENTRANCE. PLEASE SEE DOCUMENTS FOR BUILDING RESTRICTIONS, PLAT, SEPTIC AND APPROXIMATE HOUSE LOCATION.

Lot 91 Boardwalk, Moneta

$195,000

932072 MLS

Beautiful Lake Views, 119 Ft of shoreline at 800 Contour, Gentle lot with gorgeous sandy bottom. Great for Canoes, Swimming, paddle boarding. Fantastic opportunity to own a waterfront lot in the Prestigious Lakefront Community of Contentment Island. Common Clubhouse, pool and tennis. Community Drainfields are installed and Lot 34 has right hook up to the community system. Force main line run along Pine Bay. Due to extended property lines cannot obtain a dock permit, but a GREAT LOT for PRICE

Lot 34 Pine Bay, Union Hall

$48,000

932058 MLS

Build a cute cottage or the lake home of your dreams on this vacant lot at the end of the cul-de-sac on Poplar Drive. This wooded 0.73 acre lot provides privacy, approximately 233 feet of waterfront and deep water. Convenient to Westlake, Roanoke and Vinton.

Lot 26 Poplar, Hardy

$35,000

932040 MLS

Wooded building lot within walking distance to The Waters Edge Country Club. Water access. Club amenities include golf, tennis, pickleball, swimming, exercise and equestrian center.

405 Mountain Shore Dr, Penhook

$189,900

931902 MLS

Beautiful, wooded waterfront lot located in Lakewatch Plantation on Smith Mountain Lake. The lot has 109 ft of shoreline with an approved Dock Construction Permit transferable at settlement. See Document Tab. The lot is located at the end of a quiet culdesac providing plenty of privacy. Another added benefit would be public water and sewer available for hook-up which saves in building cost. Perfect community to walk, run or ride bikes with wide, lite streets. YMCA located within the community, minutes to Bridgewater, Indian Point Marina around the corner and restaurants within Lakewatch Plantation. Westlake Corner is close by offering shopping, restaurants and medical care. 25 miles to downtown Roanoke. Lakewatch Plantation is a planned Lake Community.

64 Lakewatch Cir, Moneta

$199,900

931862 MLS

NEW DOCK PERMIT ISSUED saves you from the hassle of dealing with Appalachian Power; please see attached in documents. Take the time to do a walking tour of this lot and be very pleasantly surprised. Very gentle lot. 131' SML waterfront in a newly-dredged cove. . Master Planned community with great walking trails and onsite amenities. Public water and sewer onsite, and the purchaser will pay to connect. Ideal retirement community and gentle slope to water. Conveniently located midway to WestLake and Bridgewater Plaza. A plethora of information under documents.

Lot 39 Lakewatch, Moneta

$169,000

931695 MLS

What would it mean for you to have 110 feet of deep, quiet water that's actually yours? This rare dockable lot at Smith Mountain Lake sits at the end of a peaceful cul-de-sac, with minimal boat traffic and a gravel path already cut in to the water's edge, so the hardest part is already done. From here, the path is simple. The homesite is ready for your dream lake home, whenever you're ready to build, on a quiet stretch of shoreline with open lake views that make you stop and just look for a while. The neighborhood takes care of the rest. Whether you build your own dock or use the community boat ramp, lake life stays easy. Let's Get REAL, dockable lots like this at Smith Mountain Lake don't show up very often. Can you hear the lake calling? All You Have to Do Is Ask.''

Lot 32 Lake View Point, Glade Hill

$79,900

931587 MLS

Come build your dream home on this great lot in this lovely newer subdivision conveniently located to Westlake and all it's amenities. Private subdivision with community pool with lovely views of the lake, a great way to relax and unwind after long day. Public water available for hook up, purchaser to pay hook up fee and install septic system.

Lot 12 Farm, Moneta

1273 Graves Harbor Trl Unit UNIT 3204, Huddleston

$139,900

1 Beds ⋅ 1 Baths ⋅ 931570 MLS

Welcome to resort-style living at Mariners Landing! This fully furnished 1BR/1BA end-unit condo at The Pointe offers a spacious studio-style living area, larger than many typical studios in the community. Mariners Landing offers an incredible lineup of amenities, including two outdoor pools, an indoor competition-size pool, hot tub, fitness center, tennis, basketball, volleyball, pickleball, more than 6 miles of walking and biking trails, a community beach, fishing pier, and an 18-hole golf course with complimentary green fees for owners. Boat slips are available to lease separately. Whether you're looking for a Smith Mountain Lake getaway, low-maintenance lake lifestyle, or investment opportunity, this condo puts everything Mariners Landing has to offer right at your fingertips. Short-term rentals allowed!

1273 Graves Harbor Trl Unit UNIT 3204, Huddleston

$165,000

931531 MLS

Build your dream home on 5.98 wooded acres in the desirable Virginia Key community on beautiful Smith Mountain Lake! Situated on a corner lot with road frontage on three roads. This unique property offers lake views along with a touch of waterfront, the perfect way to enjoy the lake lifestyle without HOA fees! Nature abounds in this peaceful setting. Picture your dream home nestled among the trees, surrounded by privacy and the beauty of the outdoors. The soil work has been done for a 4 bedroom, gravity fed septic system, taking you one step closer to building. A wonderful opportunity to enjoy acreage, lake views, a bit of waterfront and the serenity of lake living!

Lot 22 Virginia Key, Union Hall

$44,900

931526 MLS

A beautiful lot in the Lakewatch Plantation Subdivision. Lays level in the front with a slope in the rear of the lot. A great Building site for your future home!

Pine Watch Cir, Moneta

$20,000

931524 MLS

Your foothold near Smith Mountain Lake buildable 0.47-acre lot on Oriole Ct in Bedford County, just off Route 24 with easy runs to SML, Bedford, and Lynchburg. Site-built, doublewide, or manufactured (buyer to verify). First home, rental play, or land bank while prices are still friendly. Buyer to verify zoning, utilities, septic/well, and intended use.

20-Lot 20-Lot Oriole Ct, Bedford

$20,000

931523 MLS

More room to build near the lake 0.62-acre Oriole Ct parcel (largest of these lots) in Bedford County off Route 24, with SML, Bedford, and Lynchburg close enough for real life. Site-built, doublewide, or manufactured options (buyer to verify). Live here, rent it, or hold for later. Buyer to verify zoning, utilities, septic/well, and intended use.

19-Lot 19-Lot Oriole Ct, Bedford

$20,000

931521 MLS

Affordable dirt near Smith Mountain Lake buildable 0.43-acre lot on Oriole Ct in Bedford County, Route 24 access to SML, Bedford, and Lynchburg. Match the build to your budget: site-built, doublewide, or manufactured (buyer to verify). Primary, rental, or park cash in land. Buyer to verify zoning, utilities, septic/well, and intended use.

18-Lot 18-Lot Oriole Ct, Bedford

$89,000

931517 MLS

1.28-acre cul-de-sac lot in Moneta with deeded airport rights at Smith Mountain Lake Airport and deeded water access at Pirate Cove a rare SML combo. Across from the airport; quiet creek along the rear. Well, septic, and mobile-home electric service already in place. Ideal canvas for a custom home, weekend getaway, or investment build with lake recreation nearby. GPS tip: use 1151 Silver Pl. Buyer to verify utilities, building requirements, and intended use.

1091 Silver Pl, Moneta

$69,995

931396 MLS

Wonderful building opportunity (two parcels totaling 1.63 acres) in desirable Beechwood Shores, offering convenience to everything you need to enjoy the lake lifestyle. Located close to Bridgewater Plaza and minutes to the State/County Boat Launch (Hales Ford Boat Ramp). Fantastic amenities are featured including pickleball and tennis courts with a beautiful gazebo, a recently updated clubhouse, and a community pool and beach area. Build your custom home or take the opportunity to invest in a short term rental retreat. Please note that the purchaser is responsible for hookup to public (community) water and septic installation and any other utilities

Lots 63&65 Lots 63 & Dr, Moneta

$50,000

931367 MLS

Nice Corner Lake Access Lot in upscale community of Winding Waters. Seasonal water views and just around the corner from Community Park with Fishing Pier, Day docks, Beach, etc. Perfect location with Community Water. This is one of the only lots that has deeded access Amenities include pool pool at 'The Rise' condos just around the corner., Paved Roads. Convenient location to all lake activities. Build your dream home on this fantastic Lake Access Lot!

Lot 86 Winding Waters, Moneta

$39,999

931337 MLS

Build your dream home in Waverly, one of Smith Mountain Lake's premier neighborhoods in Moneta, Virginia. This mostly wooded, 0.56-acre lot is surrounded by upscale homes. Community amenities include frequent social events, more than two miles of scenic paved walking paths, a lake-view pool, clubhouse, three-acre park, tennis courts, and social clubs, activities such as book club, tennis and pickleball leagues, bunco, and water aerobics. Nearby Smith Mountain Lake Community Park offers additional walking trails, a fishing pier, and a sandy beach. Enjoy golf or lunch at the public Westlake Country Club. Westlake Shopping Center and Bridgewater Plaza are only a short drive away, offering shopping, dining, miniature golf, children's arcade games, specialty shops, and live outdoor music during summer months. The buyer is responsible for septic installation and water hook-up. Leased community boat slips may be available; waitlist may apply. An onsite boat trailer lot may also be available through the homeowner's association.

Lot 36 Island Pointe, Moneta

$149,950

931165 MLS

Absolutely beautiful and peaceful waterfront lot in The Boardwalk, one of Smith Mountain Lakes most desirable waterfront communities! You will love the amenities that this highly sought after neighborhood has to offer; bocce ball, volleyball, tennis, pickle ball, playground, boat ramp, boardwalk, walking trails and pool just to name a few! This lot is located at the end of a quiet Cul-De-Sac. Enjoy Lake Life while being only minutes away from Westlake, Marinas, restaurants and shopping! Don't miss this opportunity to start your new life at SML Lake!

Lot 88 Shelter Cove, Moneta

$74,500

931085 MLS

Rare Opportunity in Beautiful Rivers Edge! Don't miss the chance to build your dream home on this 1.99-acre lot--the last available lot in this desirable neighborhood of beautiful custom-built homes. Ideally located adjacent to the community dock and common area, this property offers wonderful access to the neighborhood's waterfront lifestyle. A gated road leads to the common area, featuring multiple walking trails, a community swimming area, and water access for residents to enjoy. You'll love the peaceful setting while still being conveniently located--approximately 8 minutes to Mount Pleasant Elementary School, 19 minutes to Downtown Roanoke, 16 minutes to Blue Cow Ice Cream Co., and 28 minutes to The Harvester Performance Center in Rocky Mount. A beautiful homesite, water access, and an established neighborhood--all in a location that feels tucked away yet close to everything. This is the perfect place to build the home you've been dreaming of and call Rivers Edge home!

Lot 26 Palmetto Bluff, Hardy

$59,777

931080 MLS

Build your dream home near the lake! This 1.07-acre lot in Moneta offers an excellent opportunity to create your ideal home in a convenient and desirable location. The property features public water and a prepped building site, helping make the path to construction easier. Also features a small amount of water frontage that would allow the launch of a kayak or canoe at full pond. Enjoy the convenience of a boat ramp just ¼ mile away, providing quick access for boating, fishing and enjoying all the area has to offer. With a great combination of usable land, existing preparation and convenient lake access, this property is ready for your plans!

33 Key Lakewood, Moneta

$64,300

931017 MLS

Build your Smith Mountain Lake dream home on Lot 29 in Brightwater! Spanning 1.7 acres of prime, level field with no trees to clear, this easy-to-develop lot saves you time and site prep costs. The property boasts an expansive, open landscape highlighted by a captivating backdrop view of the local train trestle over the water--a iconic and deeply photogenic sight. Enjoy modern amenities including a lakeside walking trail and a cozy shared firepit, plus incredibly quick access to the water via Bay Rock Marina and the Hardy Ford Public Boat Ramp. Take your time designing a peaceful retreat or a full-time residence close to downtown Roanoke.

Lot 29 Moorman, Hardy

$59,900

931011 MLS

This water-access lot checks every box. No HOA. Short-term rentals allowed. Community water available for purchasers hookup. 4 bedroom Perc test complete. And it's tucked into one of the lake's most desirable neighborhoods--just moments from The Waterfront Country Club, where membership is optional and the lifestyle is exceptional. Build with confidence here: one of the few lake-area lots allowing homes as small as 1,000 square feet, perfect for a thoughtfully designed one-level retreat, weekend escape, or income-producing property. The lot has already been cleared and prepped, preserving mature hardwoods for privacy, with seasonal lake views and a charming stream that occasionally flows along the back of the property. A 4-bedroom percolation, completed survey, cleared lot with marked boundaries mean the hard work is already done, this property is ready for your vision. Rare opportunity. Prime location. Endless potential. Owner/Agent.

Lot 8 Leeward, Moneta

$150,000

930636 MLS

Imagine having nearly 2.5 acres to create your own private retreat at Smith Mountain Lake. This unique offering includes five separately parceled lots being sold together as one package, Lot 73 on Deerwood Drive and Lots 75-78 on Mountwood Drive, with the seller having already confirmed the parcels can be combined into one expansive homesite. Welcome to Mountain View Shores, a peaceful lake community tucked away in the sought-after Witcher Creek region of Bedford County. Whether you envision a custom primary residence, a relaxing weekend escape, or an investment property with short-term rental potential, this rare offering provides the space, flexibility, and amenities to make it a reality. Picture mornings spent on the lake, afternoons exploring the scenic beauty of Smith Mountain Lake, and evenings unwinding on your own private homesite surrounded by nature. You can enjoy the perfect balance of privacy and convenience. Mountain View Shores offers community lake access with a boat ramp, day dock, scenic walking trails, and gated storage for boats, trailers, and RVs. Even better, each of the five lots includes its own community storage space, providing exceptional value and convenience for lake living. Opportunities like this are hard to find. With the ability to combine the parcels, desirable community amenities, and the flexibility of short-term rentals, this is your chance to build not just a home, but the Smith Mountain Lake lifestyle you've been dreaming of. Offering 5 lots, sold together, for a total price of $150,000. (Per Seller STR are allowed, but buyer should verify.)

Lot 78 Mountwood, Huddleston

$150,000

930631 MLS

Imagine having nearly 2.5 acres to create your own private retreat at Smith Mountain Lake. This unique offering includes five separately parceled lots being sold together as one package, Lot 73 on Deerwood Drive and Lots 75-78 on Mountwood Drive, with the seller having already confirmed the parcels can be combined into one expansive homesite. Welcome to Mountain View Shores, a peaceful lake community tucked away in the sought-after Witcher Creek region of Bedford County. Whether you envision a custom primary residence, a relaxing weekend escape, or an investment property with short-term rental potential, this rare offering provides the space, flexibility, and amenities to make it a reality. Picture mornings spent on the lake, afternoons exploring the scenic beauty of Smith Mountain Lake, and evenings unwinding on your own private homesite surrounded by nature. You can enjoy the perfect balance of privacy and convenience. Mountain View Shores offers community lake access with a boat ramp, day dock, scenic walking trails, and gated storage for boats, trailers, and RVs. Even better, each of the five lots includes its own community storage space, providing exceptional value and convenience for lake living. Opportunities like this are hard to find. With the ability to combine the parcels, desirable community amenities, and the flexibility of short-term rentals, this is your chance to build not just a home, but the Smith Mountain Lake lifestyle you've been dreaming of. Offering 5 lots, sold together, for a total price of $150,000. (Per Seller STR are allowed, but buyer should verify.)

Lot 77 Mountwood, Huddleston

$150,000

930626 MLS

Imagine having nearly 2.5 acres to create your own private retreat at Smith Mountain Lake. This unique offering includes five separately parceled lots being sold together as one package, Lot 73 on Deerwood Drive and Lots 75-78 on Mountwood Drive, with the seller having already confirmed the parcels can be combined into one expansive homesite. Welcome to Mountain View Shores, a peaceful lake community tucked away in the sought-after Witcher Creek region of Bedford County. Whether you envision a custom primary residence, a relaxing weekend escape, or an investment property with short-term rental potential, this rare offering provides the space, flexibility, and amenities to make it a reality. Picture mornings spent on the lake, afternoons exploring the scenic beauty of Smith Mountain Lake, and evenings unwinding on your own private homesite surrounded by nature. You can enjoy the perfect balance of privacy and convenience. Mountain View Shores offers community lake access with a boat ramp, day dock, scenic walking trails, and gated storage for boats, trailers, and RVs. Even better, each of the five lots includes its own community storage space, providing exceptional value and convenience for lake living. Opportunities like this are hard to find. With the ability to combine the parcels, desirable community amenities, and the flexibility of short-term rentals, this is your chance to build not just a home, but the Smith Mountain Lake lifestyle you've been dreaming of. Offering 5 lots, sold together, for a total price of $150,000. (Per Seller STR are allowed, but buyer should verify.)

Lot 76 Mountwood, Huddleston

$150,000

930619 MLS

Imagine having nearly 2.5 acres to create your own private retreat at Smith Mountain Lake. This unique offering includes five separately parceled lots being sold together as one package, Lot 73 on Deerwood Drive and Lots 75-78 on Mountwood Drive, with the seller having already confirmed the parcels can be combined into one expansive homesite. Welcome to Mountain View Shores, a peaceful lake community tucked away in the sought-after Witcher Creek region of Bedford County. Whether you envision a custom primary residence, a relaxing weekend escape, or an investment property with short-term rental potential, this rare offering provides the space, flexibility, and amenities to make it a reality. Picture mornings spent on the lake, afternoons exploring the scenic beauty of Smith Mountain Lake, and evenings unwinding on your own private homesite surrounded by nature. You can enjoy the perfect balance of privacy and convenience. Mountain View Shores offers community lake access with a boat ramp, day dock, scenic walking trails, and gated storage for boats, trailers, and RVs. Even better, each of the five lots includes its own community storage space, providing exceptional value and convenience for lake living. Opportunities like this are hard to find. With the ability to combine the parcels, desirable community amenities, and the flexibility of short-term rentals, this is your chance to build not just a home, but the Smith Mountain Lake lifestyle you've been dreaming of. Offering 5 lots, sold together, for a total price of $150,000. (Per Seller STR are allowed, but buyer should verify.)

Lot 75 Mountwood, Huddleston

$150,000

930617 MLS

Imagine having nearly 2.5 acres to create your own private retreat at Smith Mountain Lake. This unique offering includes five separately parceled lots being sold together as one package, Lot 73 on Deerwood Drive and Lots 75-78 on Mountwood Drive, with the seller having already confirmed the parcels can be combined into one expansive homesite. Welcome to Mountain View Shores, a peaceful lake community tucked away in the sought-after Witcher Creek region of Bedford County. Whether you envision a custom primary residence, a relaxing weekend escape, or an investment property with short-term rental potential, this rare offering provides the space, flexibility, and amenities to make it a reality. Picture mornings spent on the lake, afternoons exploring the scenic beauty of Smith Mountain Lake, and evenings unwinding on your own private homesite surrounded by nature. You can enjoy the perfect balance of privacy and convenience. Mountain View Shores offers community lake access with a boat ramp, day dock, scenic walking trails, and gated storage for boats, trailers, and RVs. Even better, each of the five lots includes its own community storage space, providing exceptional value and convenience for lake living. Opportunities like this are hard to find. With the ability to combine the parcels, desirable community amenities, and the flexibility of short-term rentals, this is your chance to build not just a home, but the Smith Mountain Lake lifestyle you've been dreaming of. Offering 5 lots, sold together, for a total price of $150,000. (Per Seller STR are allowed, but buyer should verify.)

Lot 73 Deerwood, Huddleston

$59,900

930456 MLS

Come build your dream home on this gently sloping lot within walking distance to Smith Mountain Lake! Purchaser responsible for septic.

Alpine Dr, Union Hall

$13,000

930433 MLS

Vacant wooded lot at 11 Summer House Drive in the Lynville On The Lake community near Smith Mountain Lake. This non-waterfront, sloping lot fronts Summer House Drive and offers an opportunity to own land in an established lake-area community convenient to Westlake shopping, dining, recreation and the Roanoke Valley. Community water and recreational amenities are reported within the subdivision. Buyer to verify acreage, boundaries, zoning, road frontage, utility availability and connection fees, septic suitability, association dues and restrictions, lake-access rights, and requirements for intended use.

11 Summer House Dr, Hardy

$60,000

930361 MLS

Build your dream home in Emerald Bay, a quiet, gated waterfront community in the heart of Smith Mountain Lake. This .651-acre homesite offers access to a day dock, trailer storage lot, and beautifully maintained common areas featuring landscaped garden beds, open grassy spaces, and paved walking trails. Enjoy a peaceful lake community setting with protective HOA covenants designed to preserve the neighborhood's appearance and value. Conveniently located near Westlake, with easy access to shopping, grocery stores, restaurants, golf, and everyday amenities. Public water is available; buyer to install septic. Minimum home size is 1,600 square feet. A wonderful opportunity to create your own retreat while enjoying attractive shared spaces and a desirable location at Smith Mountain Lake.

3a Emerald Bay Dr, Moneta

$40,000

930351 MLS

Dockable waterfront lots at Smith Mountain Lake are rarely available at this price. Build your private aerie above the peaceful waters of Gills Creek, where spectacular sunsets provide the perfect backdrop for your dream home. Enjoy the serene calls of herons and ospreys, along with occasional sightings of bald eagles soaring overhead. Autumn colors offering a panoramic kaleidoscope add another layer of natural beauty to this tranquil waterfront setting. A rare opportunity to create your own lakeside retreat and experience the best of Smith Mountain Lake living.

Lot 11 Clifton, Wirtz

$19,950

930284 MLS

Nestled in the desirable Beechwood Shores community, this wooded 0.94-acre lot offers the perfect blend of serene lake living and vibrant outdoor recreation. Conveniently located near Bridgewater Plaza and just minutes from the Hales Ford Boat Ramp, it provides easy access to all the essentials for embracing life at Smith Mountain Lake. Enjoy outstanding community amenities, including pickleball courts with a charming gathering gazebo, a newly renovated clubhouse, and a refreshing pool and private beach area. Whether you envision building your dream custom home or creating a lucrative short-term rental retreat, this lot presents an exceptional opportunity.

Lot 25 Oak Hollow, Moneta

$59,900

930203 MLS

Picture your beautiful new home on this level lot offering seasonal views of Smith Mountain Lake. Located within a beautiful waterfront neighborhood with no deeded water access. Super convenient location just off of Bluewater Dr. & close to water access at the Franklin County Community Park which offers beautiful water views, a beach, fishing pier, picnic areas, picnic pavilion, playground, walking trails & restrooms. The park is actually within biking or walking distance of this lot. Community water system.

Lot 2 Waterwood, Moneta

$74,995

930122 MLS

Enjoy it now, and Build Your Lakefront Lifestyle for a Fraction of the Cost Not ready to build yet? Enjoy all of the lake living amenities now! Or bring your house plans and start living the lake life on this beautiful lot, with access to a sandy beach in a deep water cove with seasonal water views! Designed for those who want the full Smith Mountain Lake experience without the waterfront price tag or upkeep, this property features gentle, rolling terrain for easy site preparation--making it the ideal foundation for a custom permanent residence or a low-maintenance weekend retreat. Enjoy low HOA membership fees alongside the flexibility to use now, build later--all for a great price! Amenities Galore & Great Location On and Off Water! Have all of these premier lake-living amenities available to you as the owner of this beautiful property with seasonal lake views: • Water & Boating: Private boat launch, boat ramp, fishing pier/dock, day docks for your boat, trailer storage, and a sandy beach with a pavilion. • Clubhouse & Recreation: A full-featured community clubhouse equipped with a full kitchen, laundry, and shower facilities--perfect for events and casual gatherings. • Fitness & Sports: Newly resurfaced tennis and pickleball courts, a handball court, and a gym with saunas. • Family & Outdoor Fun: A children's park and direct access to Smith Mountain Lake's 20,000 acres of water and 500 miles of shoreline--renowned for watersports and trophy fishing for Striper, Bass, Crappie, and Catfish. Plus, your prime location places you moments from championship golf courses, scenic Blue Ridge Mountain views, and local landmarks like the National D-Day Memorial.

Lot 4 Charmwood, Moneta

$46,000

930070 MLS

Priced Below Tax Assessment! Don't miss this incredible opportunity to own a beautiful homesite in a sought-after waterfront community at Smith Mountain Lake! Perfectly positioned at the end of a quiet cul-de-sac, this lot offers added privacy, minimal traffic, and a peaceful setting ideal for your dream home. This property presents exceptional value in one of the area's most desirable lake communities. Enjoy the relaxed lifestyle that makes Smith Mountain Lake such a special place to live -- with NO HOA. Whether you're planning a full-time residence or a weekend retreat, this lot provides the perfect blend of serenity, privacy, and convenience. Bring your builder and start designing the lake life you've been dreaming about! Seller is willing to help with closing cost!

Lot 21 Sunview, Moneta

$49,900

930069 MLS

Discover the perfect canvas for your Smith Mountain Lake dream home on this spacious 3.84-acre buildable lot. Enjoy the lake lifestyle without the cost of direct waterfront ownership--complete with community dock and beach access for swimming, fishing, kayaking, and easy days on the water. This generous parcel offers room to spread out, with ample space for a custom home, outdoor living areas, gardens, a garage or workshop, and plenty of privacy. Ideal for a full-time residence, weekend retreat, or future getaway, the lot provides the freedom to design and build exactly what you want while tapping into the best of Smith Mountain Lake recreation.

Lot 10 Red Barn, Wirtz

$199,000

930049 MLS

Build your Smith Mountain Lake home in Brightwater, a planned waterfront community in Hardy. This spacious 1.13-acre lot offers 190 ft of shoreline with long water views from the potential house site. Design the lake home you want, with room to plan outdoor living and lake access. The setting offers privacy within a planned subdivision, with a location roughly halfway between Roanoke and Westlake for access to dining, shopping, marinas, and services. Lot 69 gives you a rare mix of size, waterfrontage, view potential, and flexibility on Smith Mountain Lake.

Lot 69 Washburn, Hardy

$149,925

929993 MLS

Discover the perfect WATERFRONT lot in the desirable Lakeside Farms community at Smith Mountain Lake, Virginia. This 1.082-acre property offers a gentle slope with minimal clearing needed to build your dream home. Enjoy approximately 160 feet of shoreline with plenty of room for your own private dock. Take a short walk or golf cart ride to the community dock and enjoy the private BEACH, waterfront pavilion, sun deck, community boat docks, and private restrooms. Nestled in a peaceful NO WAKE cove, it's ideal for swimming, floating, kayaking, and relaxing. Quality waterfront lots are becoming increasingly rare--don't miss your opportunity to own a slice of paradise at Smith Mountain Lake!

65 Ella Ct, Wirtz

$15,900

929860 MLS

This is the perfect lot for your dream home! Discover an exceptional .94-acre corner lot in the sought-after Waterfront community-Beechwood West at beautiful Smith Mountain Lake. A rare combination of a gentle lot & FANTASTIC LAKE ACCESS. Enjoy a lifestyle of recreation w/ amenities including an updated clubhouse, workout room, sandy beach, playground, tennis courts, playground, pavilion, boat ramp, & day-use slips. This prime location is just minutes from shopping, marinas, wineries, restaurants, golf, & parks. Enjoy a convenient commute to Roanoke, & Lynchburg. Don't miss this chance to own your own piece of SML & start living the life you've always imagine.

Lot 25 Gap Bridge, Moneta

$21,000

929744 MLS

Build your Smith Mountain Lake dream home on this beautiful .90-acre corner lot in highly desirable Beechwood West! Bordering the community tennis courts, this homesite offers privacy, convenience, and access to one of the lake's friendliest, most welcoming neighborhoods. Enjoy an outstanding amenity package including a community boat launch, sandy beach, waterside picnic pavilion, day docks, clubhouse with fitness center, library, sauna, basketball and handball courts, playground, boat storage, and more. All this just minutes from major grocery shopping, dining, and everyday conveniences. A rare opportunity to enjoy the perfect blend of lake living, recreation, and community! Low HOA dues make ownership even more attractive. Bring your builder and start creating your lake lifestyle today!

Lot 4 Mulberry Bush, Moneta

$45,000

929600 MLS

Level to Gentle Sloping Lot with Deeded Lake Access.

Lot 2 Morgans Fork, Penhook

$55,000

929579 MLS

Build your future near beautiful Smith Mountain Lake! Each lot has perc'd for at least a 3 bedroom standard system. Documentation available upon request. HOA is road maintenance agreement only. There are a total of 5 lots available. Buyers have the option to place a home on the property through the seller, or they can purchase the standalone lot. There are multiple home options available. Contact the listing agent for more information.

Lot 24 Lee, Huddleston

$55,000

929578 MLS

Build your future near beautiful Smith Mountain Lake! Each lot has perc'd for at least a 3 bedroom standard system. Documentation available upon request. HOA is road maintenance agreement only. There are a total of 5 lots available. Buyers have the option to place a home on the property through the seller, or they can purchase the standalone lot. There are multiple home options available. Contact the listing agent for more information.

Lot 23 Lee, Huddleston

$55,000

929577 MLS

Build your future near beautiful Smith Mountain Lake! Each lot has perc'd for at least a 3 bedroom standard system. Documentation available upon request. HOA is road maintenance agreement only. There are a total of 5 lots available. Buyers have the option to place a home on the property through the seller, or they can purchase the standalone lot. There are multiple home options available. Contact the listing agent for more information.

Lot 19 Saunders Point, Huddleston

$55,000

929576 MLS

Build your future near beautiful Smith Mountain Lake! Each lot has perc'd for at least a 3 bedroom standard system. Documentation available upon request. HOA is road maintenance agreement only. There are a total of 5 lots available. Buyers have the option to place a home on the property through the seller, or they can purchase the standalone lot. There are multiple home options available. Contact the listing agent for more information.

Lot 18 Saunders Point, Huddleston

$55,000

929575 MLS

Build your future near beautiful Smith Mountain Lake! Each lot has perc'd for at least a 3 bedroom standard system. Documentation available upon request. HOA is road maintenance agreement only. There are a total of 5 lots available. Buyers have the option to place a home on the property through the seller, or they can purchase the standalone lot. There are multiple home options available. Contact the listing agent for more information.

Lot 17 Saunders Point, Huddleston

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