Smith Mountain Lake Real Estate | Smith Mountain Lake 4 Bedroom Properties for Sale

Tucked away on a quiet cul-de-sac in the sought-after Royal Estates community, this lakefront retreat offers privacy, mature trees, and stunning water views from nearly every angle. Situated on a gentle lot in a peaceful cove, this 4-bedroom, 3-bath home features over 3,000 sq ft with a spacious terrace level recreation area, abundant storage, and seamless indoor-outdoor living. The primary suite and two terrace level bedrooms overlook the lake, while the expansive deck, covered patio, and screened porch create the perfect setting for entertaining or relaxing year-round. Complete with a dock and boat lift, plus updated windows and roof within the last 10 years, this property is just minutes from Napoli Cowboy, one of Smith Mountain Lake's favorite Year Round restaurants. Close to shopping, medical, restaurants, golf, and state parks! Only 45 minutes to Roanoke International Airport! Bonus, this property has ample water depth for boating even in the most recent drought!

194 Kings Way, Wirtz

$749,000

4 Beds ⋅ 2 Baths ⋅ 926472 MLS

Just the right size house on Smith Mountain Lake. If one floor living is what you need, the entry level has an open floor plan with vaulted ceiling, spacious modern kitchen and dining area plus two bedrooms with new vinyl plank (use one for an office or craft room) a smartly updated full bath and a laundry closet with full size appliances. Lower level offers a family room, huge laundry and storage room, two bedrooms and an updated full bath. Interior has been painted, can lights with dimmers added throughout. Enjoy the lake and quiet location from the upper or lower decks that span the house. The detached two car garage has a lower level for workshop or storage. Double slip dock on a quiet deep cove minutes from Magnum Point Marina for year round dining, or gassing your watercraft.

259 Brooks Point Ln, Union Hall

$749,900

4 Beds ⋅ 3 Baths ⋅ 922749 MLS

Discover lakeside luxury living with no maintenance with this large 4 bedroom, 3 bathroom top floor end unit penthouse located in one of the lakes most desirable communities, Bridgewater Pointe. This penthouse offers water views from every room in the condo, beautiful wood flooring and a beautiful wrap around porch for ease of entertaining. The living room is filled with tons of natural light from the walls of windows and a gas FP. The gourmet kitchen offers high end appliances by Viking and Dacor and also features a built-in wine cooler, large breakfast bar and dining area. The large master suite leads to the porch as well and includes a tray ceiling, sitting area, large walk in closet and a charming gas FP. The condo is within walking distance to restaurants. Short Term Rental Allowed.

100 Bridgewater Pointe Pl Unit 601, Moneta

$724,000

4 Beds ⋅ 3 Baths ⋅ 917548 MLS

Beautiful 4th floor, end W/F condo features 4 BR, 3 full BA. End unit condo, located in one of the most desirable gated lakefront comm. Exquisite gourmet kitchen w/high end appliances, granite countertops, breakfast bar, & dining area. Living room is filled w/natural light w/Walls of Windows, a gas FP, beautiful H/F floors, & leads to the expansive wraparound deck. Open floor plan, an opulent Primary Suite, sitting area, walk-in closet, Jacuzzi, double sinks. 2 guest BR w/ Jack & Jill BA, guest BR, full BA & laundry room. Wraparound covered deck overlooking SML is perfect for entertaining. Enjoy the pool overlooking the lake & MTN. 'Leased'' boat slip ''Wait List'' Public Day Docks, Boardwalk. Short Term Rentals. Easy Walk to Bridgewater Plaza. Owners boat for sale. Boat slip for lease.

100 Bridgewater Pointe Pl Unit 401, Moneta

$989,000

4 Beds ⋅ 4 Baths ⋅ 917613 MLS

Price Improvement! Deeded boat slip available for purchase! New Construction overlooking the Third Fairway of The Water's Edge Country Club at Smith Mountain Lake. This brand-new, approximately 2,800 sq ft residence captures sweeping fairway views and offers effortless main-level living enhanced by sophisticated design and next-generation technology. Built by Sole Source Solution, Luxury Homes, with interior selections by Brass Key Design Society, the home showcases exceptional craftsmanship, curated finishes, and meticulous attention to detail. The main level features three spacious bedrooms and a dedicated office, anchored by a serene primary suite with golf course views and a spa-inspired bath with deep soaking tub! Two additional bedrooms share a beautifully designed full bath, while the upper level offers a versatile fourth bedroom or bonus suite with oversized closets and a private half bath, ideal for guests or flexible living. Modern innovation elevates every corner of the home. The chef's kitchen features a high-efficiency induction cooktop with a built-in air fryer, while motion-sensor exterior lighting, a full irrigation system, and a custom motorized pergola add luxury, convenience, and year-round enjoyment outdoors. Vaulted ceilings and expansive Pella windows fill the living spaces with natural light, flowing seamlessly from the kitchen and dining area into the great room and onto the large covered porch. Oversized sliding doors lead to the extended concrete patio, complete with a gas line for a future fire pit or outdoor kitchen, all overlooking the fairway beneath the adjustable shade of the motorized pergola. Constructed with 2x6 exterior walls, spray-foam insulation, and advanced energy-efficient features, this home blends solid construction with high performance and modern comfort. Move-in ready and positioned in a premier golf course setting, it offers an unmatched lifestyle with optional club membership providing access to the clubhouse restaurant, resort-style pool, tennis and pickleball courts, equestrian center, year-round social events, summer camps, and the exclusive McConnell Golf Network of 16 premier clubs across NC, TN, and VA. This exceptional home embodies refined style, modern innovation, and luxury living at The Water's Edge.

31 Flagstick Ct, Penhook

$750,000

4 Beds ⋅ 2 Baths ⋅ 926334 MLS

Quiet Cove--Short term rentals allowed! Located just off the main channel, this special waterfront property at 1085 Carters Island Rd has been lovingly owned by one family, offering a rare opportunity to own a truly cherished lake home. Featuring 4 bedrooms, 2 full baths, and approximately 2,858 sq ft, the home provides comfortable living with plenty of space for family and guests. The setting is the highlight--situated on 1.79 acres, including an additional adjoining lot, you'll enjoy tons of outdoor space, privacy, and room to expand or simply relax and take in the natural surroundings. With 134.7 feet of waterfront, this property offers excellent lake access, complete with a private dock for boating, swimming, and enjoying peaceful days on the water. Spend your evenings gathered around the fire pit, taking in the quiet surroundings and lake lifestyle. Ideally located just 18 miles from downtown Roanoke and only 15 minutes to Bridgewater Marina, this home offers the perfect balance of seclusion and convenience. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this Smith Mountain Lake property combines location, space, and legacy ownership in one exceptional offering.

1085 Carters Island Rd, Goodview

$2,099,900

4 Beds ⋅ 5 Baths ⋅ 926044 MLS

Experience Luxury Lifestyle at the Grande Villas! Spacious lakefront townhouse offers superior quality & complete with a private elevator for easy access to both levels. Great room with cathedral ceiling, built-in bookshelves, & masonry brick fireplace. The gourmet kitchen is a chef's dream w/custom hand glazed cabinets, quartz counters,Wolf & Sub-Zero appliances. A formal dining room provides ample seating for gatherings. Large main level primary bedroom w/luxurious bath w/lighted MakeUp Mirror/Vanity. Masonry FP's. Large covered porch w/beautiful lake views. Main level guest room/office & guest full bath. Two ensuite guest bedrooms & Media room/bedroom on lower level. Spacious lower level family room w/stone FP & wet bar. 2 car garage & covered dock w/cabana, boat slip, & jet ski lift. There are many extras in this townhome such as heated bathroom floors, 2 x 6 interior & exterior walls, R27 insulation walls, R38 in the ceiling, Two propane tankless water heaters, Whole home central vac, main level laundry w/Electrolux W/D and 1800 Seer HVAC units. Kitchen has granite countertops and window seat. Wet bar in the family room has lots of cabinets, wine cooler and microwave. There is a media room on the lower decorated as a bedroom. Plantation shutters and ceiling fans throughout. One of the owners is a Retired Decorator. Sellers are members of the Clubhouse and buyers can join for $35,000. initiation fee within 30 days after closing. It is a very easy walk to the boathouse. Beautiful front courtyard. Paved driveway. Some furniture for sale.

75 Grande Villa Dr, Penhook

$1,225,000

4 Beds ⋅ 4 Baths ⋅ 918287 MLS

Townhome Living at Its Best -- Lakefront, Golf & Resort-Style Amenities Enjoy the best of lakefront living in this beautifully maintained four-bedroom, 3.1-bath townhome in the desirable Island Green neighborhood of The Water's Edge Country Club. With beautiful lake views, a peaceful setting, and a boat dock and slip just a short walk away, this home offers an exceptional opportunity to enjoy the lake, golf, and country club lifestyle. The home is ideally situated on a large, quiet cove within an expansive cove, creating a wonderful setting for swimming, kayaking, paddleboarding, and spending time on the water with family and friends. The protected location provides added peace of mind when children and grandchildren are enjoying the lake, while still offering easy access for boating. Inside, the open and inviting floor plan provides plenty of room for family and guests. The kitchen features beautiful cherry cabinetry, while the lower level has been enhanced with new LVT flooring and an updated bar area, creating a comfortable space for entertaining or relaxing after a day on the lake or golf course. The flexible floor plan is currently a four-bedroom home. The spacious upper-level loft provides additional versatility and could easily serve as an office, craft room, reading area, or children's play space. The lower level includes two bedrooms, a comfortable family room, and the inviting bar area. Multiple outdoor living spaces take full advantage of the beautiful lake setting. The large enclosed upper porch, complete with sliding glass doors and screens, provides a comfortable space to enjoy the outdoors in a variety of seasons. An additional open upper porch and spacious lower deck with ceiling fans offer plenty of room for entertaining, relaxing, and enjoying peaceful evenings overlooking the water. Golf enthusiasts will appreciate the home's convenient location near the #7 signature hole, while the nearby boat dock makes getting out on the lake quick and easy. Perhaps best of all, Island Green Property (IGP) takes care of the exterior maintenance, including the mowing and outdoor upkeep, allowing you to spend less time working around the house and more time enjoying everything The Water's Edge has to offer. Imagine simply arriving, relaxing, and enjoying the lifestyle--with golf, dining, swimming, tennis, pickleball, the equestrian center, and the lake all at your fingertips. This is more than a townhome--it is an opportunity to embrace a carefree lake and country club lifestyle in a beautiful, peaceful setting. Simply bring your boat, family, and friends and start enjoying all that Smith Mountain Lake and The Water's Edge have to offer.

30 Island Green Cir Unit 22, Penhook

$1,099,000

4 Beds ⋅ 4 Baths ⋅ 925798 MLS

Experience the ultimate SML lifestyle in this beautifully updated waterfront retreat! Located in a quiet cove near R-27 w/ quick land access to shopping & dining, this NO HOA home offers 2 Fully Finished Living Levels, a Gorgeous Sunroom, 2 laundry areas, 2 water heaters, 2x 2-car Garages and Lots of Outdoor Living Space. Owners Paved the Driveway, Remodeled the Primary Bath, +New Refrigerator Jan'26 & Painted throughout! Enjoy Peace of Mind w/a 2022 water heater, 2017 dual-zone HVAC & Septic serviced March'26. Outside features a Shed & Garden area, Spacious Deck & Covered Patio & gentle pathway leading to your private Dock w/Boat Lift & 2 PWC floats. Perfect for multi-generational living & Vacation Getaway. Ready for Lake Season! Note: 2026 drought makes lake level 4' lower than normal

2085 Lakewood Forest Rd, Moneta

$799,900

4 Beds ⋅ 4 Baths ⋅ 919862 MLS

GORGEOUS FURNISHED WATERFRONT SHORT-TERM RENTAL — RARE FIND! This beautifully maintained 4-bedroom, 3.5-bath waterfront home is a true gem on Smith Mountain Lake, fully furnished and ready to continue its track record as a successful short-term rental. Permitted for a 5-bedroom septic system and authorized to host up to 10 guests, this property is a rare opportunity for investors or families looking for a high-performing vacation rental or next lakefront retreat. Completely redone in 2022! Located in one of the most desirable areas of the lake, the home has been exceptionally cared for, with an updated septic system installed in 2024 and modern finishes throughout. Enjoy endless amenities including your own boat slip, access to a shared dock area with a floating swim platform and your personal lakeside cabana on the property complete with electric service and bar seating perfect for entertaining. The spacious fenced backyard features a playground, making this a true family-friendly retreat. Whether you're relaxing by the water, gathering with friends, or maximizing income from short-term rentals, this home has it all. With consistent bookings and a stellar reputation, this is a turn-key HEAVEN for lakefront living. Buyers & Buyer's agent to independently verify all property information and property related information.

709 Forest Lawn Dr, Moneta

$499,000

4 Beds ⋅ 4 Baths ⋅ 927997 MLS

Significant price improvement! Enjoy easy main-level living in beautiful Mariner's Landing with a true resort-style lifestyle in this beautifully maintained 4BR, 3.5BA contemporary home located in the highly desirable Smith Mountain Lake community. This move-in ready home features an open floor plan with cathedral ceilings and beautiful wood flooring throughout the main living areas. The spacious kitchen offers granite countertops, cherry cabinetry, and an eat-in area that opens to the dining space and great room with gas fireplace and detailed molding. The main-level primary suite includes covered patio access, double vanities, and a jetted tub. Upstairs features a second primary suite, guest bedroom and bath, plus a large bonus room ideal for a 4th bedroom, office, or media room. Situated on a beautifully landscaped lot with a side entry 2-car garage.

1250 Our Cove Rd, Huddleston

$1,299,999

4 Beds ⋅ 4 Baths ⋅ 927835 MLS

Your opportunity to own a private retreat on Smith Mountain Lake. This 4/4 home, on the main level, features a welcoming covered front porch, open-concept living area with a gas log fireplace, and a main-level primary bedroom plus 1 additional bedroom, along with 2 full baths. The spacious layout is perfect for gathering, and a large deck balcony offers beautiful lake views and outdoor entertaining space. Upstairs you'll find 2 additional bedrooms and another full bath. The lower level includes a rec room, bonus room, wet bar, and 1 additional full bath, creating the perfect space for relaxing or entertaining. Step outside to a covered patio with hot tub, then take the short walk to the gazebo and private dock, complete with a covered boat slip, covered jet ski slip, and deck area on the dock to enjoy everything lake living has to offer.

1009 Guardian Cir, Huddleston

Smith Mountain Lake 4 Bedroom Properties for Sale

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