Smith Mountain Lake Real Estate Search

Smith Mountain Lake 3 Bedroom Properties for Sale

Our website features the best real estate search for 3 bedroom properties available in Smith Mountain Lake and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Smith Mountain Lake real estate market? Sign up for a  Smith Mountain Lake Real Estate Market Report to see what’s active, under contract, and sold!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Smith Mountain Lake 3 Bedroom Properties for Sale

$1,199,969
3 Beds 2 Baths 928775 MLS
Listing agent will purchase a home warranty for the new owners! Nestled on the highly sought after Blackwater section in Franklin County, this property offers a rare combination of a gentle, level lot and breathtaking million-dollar views stretching across sparkling open water. Ideally situated on the main channel at marker B10, this exceptional waterfront property provides some of the most sought after boating and lakefront access available. Enjoy unobstructed views of the lake, front row seats to the ever-changing beauty of life on the water. Beautifully landscaped and meticulously maintained, the grounds create a stunning backdrop for lakeside living. Whether you're enjoying your morning coffee, entertaining guests, or simply taking in the sunset, the views of this property are unforgettable. Adding to the property's exceptional appeal is an oversized grandfathered dock situated in deep water-an increasingly rare and highly desirable feature on Smith Mountain Lake. Deep water access provides excellent boating opportunities year-round giving peace of mind during seasonal water fluctuations. Combined with a level lot, main channel location, this premium waterfront setup is difficult to find and highly sought after. This home features three bedrooms, two full baths, a dedicated office space, a versatile flex space, this home is perfect for entertaining. Large windows on facing the lake fill the living areas with lots of natural light, ensuring the lake remains the focal point. Properties offering a level lot, main channel location, deep water, an oversized dock are becoming increasingly rare. This property presents an extraordinary opportunity to own a premier piece of Smith Mountain Lake.

269 Key Lakewood, Moneta

$1,150,000
3 Beds 3 Baths 928564 MLS
Experience the best of Smith Mountain Lake living in this stunning custom-built new construction home located in the highlydesirable community of Hammock Pointe in The Farm. Designed to maximize lake views and embrace a relaxed waterfront lifestyle, this move-in-ready home offers exceptional craftsmanship, luxury finishes, and outstanding amenities. Enjoy your own private neighborhood pool overlooking Smith Mountain Lake, complete with a cozy wood-burning fireplace nearby. A deeded boat slip is included and will be constructed once occupancy requirements are met, while current community amenities include a boat ramp, day dock, and gated boat storage. Inside, the flowing open-concept floor plan seamlessly connects the main living spaces and showcases lake views throughout. The beautiful kitchen features abundant cabinetry, generous workspace, and effortless access to the dining and living areas. A glamorous fireplace serves as a focal point in the living room and is also featured in the spacious primary bedroom, adding warmth and elegance to both spaces. Practicality meets luxury with a well-designed mudroom offering ample storage and an exceptionally functional laundry room complete with a utility sink and built-in drying racks. The primary suite is a true retreat, highlighted by a spa-inspired bathroom featuring an oversized custom tile shower, soaking tub, and upscale finishes designed for ultimate relaxation. The fully finished basement expands the living space with a built-in kitchenette, making it ideal for entertaining family and friends. A versatile bonus room provides endless possibilities as a guest bedroom, game room, gym, office, theater room, or additional storage space. Step outside to the covered porch overlooking Smith Mountain Lake, where a beautiful tongue-and-groove ceiling creates an inviting outdoor living area perfect for relaxing or hosting guests. The property's gradual slope to the water provides easy access for paddleboarding, kayaking, and enjoying the lakefront lifestyle. This is a rare opportunity to own a luxury waterfront home in one of Smith Mountain Lake's premier neighborhoods. With exceptional community amenities, a future deeded boat slip, and turnkey new construction, 273 Hammock Pointe Drive checks all the boxes -comfort, convenience, and waterfront living!

273 Hammock Pointe Dr, Moneta

$1,299,950
3 Beds 3 Baths 928329 MLS
Escape to your own slice of paradise with this beautiful waterfront home on Smith Mountain Lake that was designed by the renowned architect Donald Gardner. This luxury single-family home is located in the Walnut Run Subdivision and is on the main channel with wide water views. If you step into the kitchen you will see the state-of-the-art JennAir Gourmet kitchen, perfect for entertaining or preparing family meals. This home features three spacious bedrooms and two-and-a-half baths designed with comfort and privacy in mind. The open-concept living area boasts expansive windows offering natural light and breathtaking lake views no matter where you are on the entry level. The primary suite is located on the entry level of the home and is perfect for folks that need one level living and offers a soaking tub and a stand up shower with luxury marble finishes. If you make your way downstairs, the basement can act as a guest quarters with two bedrooms and one full bath giving you plenty of privacy and space for overnight guests. There is also a whole house Generac generator that automatically turns on if the power goes out giving you peace of mind no matter the weather. Once you are outside, there is a paved driveway leading to the dock that is perfect for your UTV or golf cart to get to and from the dock for convenience. Once at the dock, you will see a retractable awning that will cover the stationary dock that provides plenty of shade during the hot summer days as well as a retractable boat cover to keep your boat covered and protected from the weather. After the sun sets, be sure to turn your LED dock lights on and enjoy the ambiance at the fire pit by the lake. This home has been well maintained and designed with convenience in mind and also offers a full irrigation system supplied by a pump at the dock that keeps your landscaping alive and beautiful. You do not want to miss the opportunity so give us a call today for a showing and get ready to enjoy your lake retreat.

1617 Walnut Run Dr, Hardy

$599,900
3 Beds 2 Baths 928308 MLS
UNIQUE!! MUST SEE!! A truly distinctive find in the Chestnut Creek community, this 3-bedroom, 2-bath, 1.5-story home offers 3,092 sq ft of character, history, and flexibility. Built around a 1940s barn, 74 Cambridge Court showcases original materials thoughtfully incorporated throughout, including exposed beams, select parquet wood flooring, original wood elements, and foundation parts from the barn itself. The result is a home with texture and personality that cannot be duplicated. The main living area features an oversized wood-burning fireplace, creating a dramatic focal point that pairs beautifully with the home's rustic architectural details. The kitchen includes granite countertops and updated appliances, while the home also offers updated bathrooms, newer electrical, and newer lighting. Outdoor spaces add even more appeal, with a screened porch, large attached carport, and a huge rear deck designed for relaxing, gathering, and enjoying the quiet setting. Set on one of the largest lots in the subdivision, the property has a private feel with room to spread out. The huge detached barn/garage provides multi-use space with many possibilities, whether for vehicles, hobbies, equipment, lake gear, storage, or workshop needs. Enjoy the convenience of nearby Smith Mountain Lake boat ramps, Copper Cove Golf Club, Westlake shopping, dining, groceries, and pharmacy services. Rare, memorable, and full of authentic barn character, this Chestnut Creek property stands apart from anything else on the market.

74 Cambridge Ct, Hardy

$798,000
3 Beds 4 Baths 928045 MLS
This home is located in a premier golf and lake community, this exceptional 3-bedroom, 3.5-bath home offers the perfect blend of comfort, recreation, and scenic beauty. Enjoy peaceful pond views from your backyard oasis, complete with a charming water feature and a massive screened-in patio that creates the perfect space for relaxing, entertaining, or simply taking in the tranquil surroundings. Inside, you'll find numerous recent updates, including a new roof, water heater, beautifully stained white oak hardwood floors, and a stunningly renovated primary bath with heated floors that feels like a private spa retreat. One of the home's standout features is the incredible lower-level suite, offering the perfect setup for multi-generational living extended family, guests, or a private retreat. With its own living space and exceptional flexibility, this area adds tremendous value and versatility to the home. Beyond the property itself, you'll enjoy all the amenities this sought-after golf and lake community has to offer, including golf, swimming pools, pickleball, volleyball, a fitness center, restaurants, and an active social atmosphere. Boat slips are available for rent, making it easy to enjoy nearby Smith Mountain Lake whenever the mood strikes. With beautiful updates, outstanding outdoor living spaces, a remarkable lower-level suite, and resort-style amenities, this home offers a lifestyle that is hard to match. Come experience lake community living at its finest!

201 Spyglass Ln, Huddleston

$347,900
3 Beds 2 Baths 923108 MLS
Lot 4 is available for purchase, offering additional space and future possibilities. Welcome home to easy living in the desirable Strawberry Fields neighborhood, where comfort, convenience, and the Smith Mountain Lake lifestyle come together. This well maintained home sits on a spacious 0.51 acre lot and features an inviting eat in kitchen, comfortable living room, three bedrooms, and two full baths. Recent updates include updated siding 2025, roof in 2023 & an upgraded HVAC system in 2017, offering added value and peace of mind. Enjoy being just minutes from Smith Mountain Lake, the Dudley Amos Road boat launch, Franklin County Park, Westlake shopping, dining, medical facilities, and recreation. This is the perfect opportunity to enjoy a relaxed lifestyle in a welcoming community. The Franklin County Community Park is a vibrant and welcoming outdoor space designed to cater to residents and visitors alike. Nestled in a picturesque setting, this park offers a variety of recreational opportunities for individuals and families. One of the park's standout features is its beautiful beach area, perfect for sunbathing and enjoying a refreshing swim during the warmer months. The designated swimming area ensures safety and fun for all ages. The park features an inviting fishing pier, where fishing enthusiasts can cast their lines and enjoy a peaceful day by the water. The pier is accessible and offers a great spot for anglers of all skill levels. Common catches in the area include largemouth bass, bluegill, crappie, and catfish, making it a popular destination for both casual fishermen and serious anglers. Nature enthusiasts will appreciate the well-maintained walking trails that wind through the park, offering a peaceful escape and the chance to connect with nature. These trails are ideal for leisurely strolls, jogging, or simply enjoying the serene surroundings. In addition to its natural beauty, the park is equipped with various amenities, including picnic areas with tables and grills, making it an excellent spot for family gatherings, picnics, and outdoor celebrations. Children can enjoy the playground, which features safe and engaging equipment for hours of fun. The Franklin County Community Park is more than just a recreational area; it's a hub for community events and activities, fostering connections among residents and providing a space for relaxation, recreation, and enjoyment. Whether you're looking to spend a day at the beach, enjoy a picnic with family, cast a line from the fishing pier, or take a peaceful walk in nature, this park offers something for everyone. Don't miss out on the opportunity to make this beautiful property your own! If you are golfer -The Waterfront Country Club is located nearby.

44 Strawberry Banks Dr, Moneta

$424,900
3 Beds 3 Baths 926924 MLS
Welcome to a special place at Smith Mountain Lake, where there's room to live, room to play, and plenty of room for all the things you love! Located in the desirable Stripers Landing community, this spacious 3-bedroom, 2.5-bath home offers Smith Mountain Lake access along with a fantastic combination of comfortable living, incredible storage, and sought-after community amenities. Step inside to a freshly painted interior and an updated kitchen featuring granite countertops and a full complement of appliances, including the refrigerator, range, dishwasher, and microwave. The washer and dryer convey as well, making this home truly move-in ready. And for added peace of mind, you'll appreciate the new Generac whole-house generator when you need it most. But what really sets this property apart is the incredible amount of extra space! The impressive 29' x 30' detached building with electricity is a dream for anyone looking for room to store a boat, vehicles, lake toys, equipment, or create the ultimate workshop. There's even more--a charming she-shed plus an additional storage building provide space to garden, create, tinker, organize, or simply enjoy your favorite hobbies. And then there's the Stripers Landing lifestyle. Spend summer days at the community swimming pool, enjoy a game on the tennis courts, gather with friends and family at the picnic shelter, or launch your boat from the community boat ramp and head out for a day on beautiful Smith Mountain Lake. Best of all, you can enjoy the Smith Mountain Lake lifestyle without the waterfront price tag, while remaining conveniently located near Westlake shopping, restaurants, marinas, recreation, and everyday conveniences. A spacious home. A boat-sized building. Room for your hobbies. Great community amenities. And Smith Mountain Lake just down the road. 10 Sunny Cove Drive isn't simply a home--it's your opportunity to start enjoying the lake lifestyle you've been looking for!

10 Sunny Cove Dr, Moneta

$449,000
3 Beds 2 Baths 927007 MLS
Price improvement! Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Updates since 2025 include upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living. Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate. Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake.

414 Mallard Cove Rd, Moneta

$549,000
3 Beds 3 Baths 924490 MLS
New custom-built home located in the luxurious, all-inclusive Mariners Landing Resort & Country Club! Nestled on a corner lot with striking mountain views, this beautifully designed home offers the convenience of one-level living. Enter through the inviting covered front porch to discover a custom kitchen with quartz countertops, stainless steel appliances, a farmhouse sink, and a center island with range and range hood-all overlooking the open great room and dining area, which feature elegant LVT flooring. Adjacent to the kitchen, a foyer with a laundry room and half bathroom connects to the attached oversized single car garage, w/ ample room for golf cart parking as well. The entry level is completed by a private master suite boasting a stunning bathroom with a tiled walk-in shower, a double vanity, and a spacious walk-in closet. Upstairs, you'll find two additional guest bedrooms, a full guest bathroom, and a generous bonus room with large windows framing breathtaking mountain views. The expansive patio, accessible from both the entry level and the concrete-paved driveway, includes a stunning hardscaped retaining wall, perfect area for outdoor entertaining. This home is also equipped with a top of the line LG inverter-zoned heat pump system. Enjoy access to Mariners Landing's extensive amenities, including indoor and outdoor pools, fitness center, restaurants on-site, beaches, golf, tennis, pickleball, walking trails, and much more!

1154 Barrow Hills Dr, Huddleston

$617,500
3 Beds 2 Baths 925551 MLS
Turn-key lake living WITH COVERED BOAT SLIP #24 (hoist & storage) plus lake views! Walk or take your golf cart to the pool, sandy beach, swim dock, marina, fire pit, and park while enjoying the lifestyle of waterfront ownership at a fraction of the cost. Beautifully updated and move-in ready, this sought-after home offers single-level living with an open kitchen, dining, and great room, gas fireplace, LVP and tile flooring, two full baths, and is decorated as a 3-bedroom. Double sliders open to a spacious deck overlooking the lake. Sold fully furnished with new furniture, appliances, lighting, and finishes. Outstanding short-term rental potential. Located across from Mitchell's Point Marina (C-2A). One of Smith Mountain Lake's best values, perfect as a home, getaway, or investment. Hurry!! This beautifully updated home offers one of the largest yards in the community, positioned adjacent to expansive shared green space for added privacy and open feel--paired with some of the best lake views in the neighborhood. Located in a peaceful cove with easy access to the main channel, enjoy ideal conditions for boating, swimming, floating, and relaxing lake days. The property includes a deeded covered boat slip (#24) with hoist, updated electrical, and dock storage, making lake life effortless from day one. The community is rich in amenities including pool, sandy beach, swim dock, day dock, fire pit gathering area, and maintained grounds, offering a true low-maintenance, lifestyle-focused ownership experience. Positioned directly across from Mitchell's Point Marina (C2A marker), you're just minutes from fuel, dining, and live music, with nearby Huddleston amenities including pickleball, basketball, and more. Enjoy front-row views of Smith Mountain Lake fireworks right from your deck. Inside, the home offers easy single-level living with an open-concept design featuring a spacious kitchen, dining, and living area with new waterproof LVP flooring throughout. A gas fireplace anchors the living space, while double sliding doors open to a large lakeside deck--perfect for entertaining or unwinding with water views. Decorated as a 3-bedroom (2-bedroom septic), the layout provides a private primary suite separated from guest bedrooms for added comfort. This home has been extensively upgraded throughout, including: Fully remodeled bathrooms New appliances, lighting, and fixtures Updated electrical panel and water lines Reinforced crawl space with new supports New deck supports and improved outdoor spaces Fresh paint, finishes, and furnishings throughout The home is being sold turn-key, fully furnished with all new furniture, mattresses, and TVs, making it ideal for immediate enjoyment or rental use. Low HOA dues cover lawn care, leaf removal, dock and pool maintenance, road upkeep, snow removal, and septic system maintenance--allowing you to truly relax and enjoy the lake lifestyle. Whether you're seeking a full-time residence, weekend escape, or investment opportunity (short-term rentals allowed), this property delivers exceptional value and a rare combination of location, upgrades, amenities, and ease of ownership. Homes in this highly desirable community are rarely available--don't miss your opportunity to own your piece of Smith Mountain Lake. This home has quickly become a guest favorite on Airbnb! The sellers just began offering it as a short-term rental this year, and bookings have been filling up quickly with outstanding reviews from guests. Guests consistently rave about the breathtaking lake views and spectacular sunsets, the convenient covered boat slip, easy access to the beach, pool, and Mitchell's Marina, and the home's comfortable, well-equipped accommodations. Visitors have described the location as "outstanding," saying the home has "everything you need and more," while appreciating the relaxing atmosphere and beautiful surroundings. Several guests have already said they would definitely return and highly recommend the property to others. Whether you're looking for a full-time residence, a vacation getaway, or an investment property with proven rental appeal, this home offers an exceptional opportunity to enjoy all that Smith Mountain Lake has to offer.

300 Mill Lake Rd, Huddleston

Start Your Search