Smith Mountain Lake Real Estate | Smith Mountain Lake 3 Bedroom Properties for Sale

Lakefront living at its finest! Nestled on a beautiful 1-acre waterfront lot with breathtaking views. Beautiful wood flooring, upscale finishes, and high-end Bosch appliances. A stunning wrought iron spiral staircase, expansive windows, glass doors inviting natural light and stunning views. Former garage transformed into livable space; suited with sliding glass doors maximizing the waterfront setting. Waterproofed lower porch, direct access to the water; featuring a new motorboat lift/floater (2024). Additional Major Improvements: whole-house generator & filtration system. Avg water at dock ~6ft - No HOA/POA

70 Crescent Ln, Wirtz

$419,000

3 Beds ⋅ 3 Baths ⋅ 929813 MLS

Welcome to effortless living in one of Smith Mountain Lake's premier golf and lake communities. Nestled in the desirable 8th Fairway Golf Villas, this beautifully appointed patio home offers the perfect blend of luxury, comfort, and convenience. Designed with entertaining in mind, the spacious floor plan features generous living areas on both levels, while the fully finished lower level includes a second kitchen and bar area--ideal for hosting family and friends, game-day gatherings, or creating the perfect in-law suite or private guest retreat. Step outside and enjoy everything Mariners Landing has to offer. Walk to the championship golf course, resort-style swimming pool, restaurants, walking trails, and the 24-hour fitness center. Whether your day includes a morning round of golf, afternoon by the pool, dinner with friends, or an evening stroll through this picturesque community, every day feels like a vacation. Located within one of Smith Mountain Lake's most sought-after resort communities, residents enjoy access to exceptional amenities, including golf, indoor and outdoor pools, tennis and pickleball courts, fitness facilities, dining, walking trails, beaches, fishing piers, boat access, and year-round community events. The Robert Trent Jones Sr.-designed golf course and extensive recreational offerings make Mariners Landing a true destination for lake and golf enthusiasts. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this property offers outstanding flexibility. Short-term rentals are permitted, providing excellent income potential while allowing you to enjoy the resort lifestyle whenever you choose. Buyers are encouraged to review the 8th Fairway Golf Villas POA Disclosure Statement for details regarding association dues and included services. Come experience why so many people choose to call Mariners Landing home--where every day feels like a getaway.

2342 Lake Retreat Rd, Huddleston

$574,900

3 Beds ⋅ 3 Baths ⋅ 929770 MLS

Welcome to your perfect blend of lake living and convenience! This inviting 3-bedroom home offers year-round lake access and a warm, welcoming atmosphere. The spacious living area features a beautiful gas fireplace--ideal for relaxing after a day on the water. A versatile bonus room provides the perfect space for a home office, kids' playroom, or creative studio. This home has many features to include a whole house generator, new top to bottom blinds, stainless steel appliances, hardwood floors, huge walk-in closet, storage and a screened in porch and deck for entertaining friends and family. Whether you're seeking a weekend getaway or a full-time residence, this home delivers the lifestyle you've been dreaming of. Grab your lake gear and enjoy one of the best communities at SML!

5 Walnut Landing Cir, Hardy

$629,900

3 Beds ⋅ 2 Baths ⋅ 929693 MLS

Charming Smith Mountain Lake Waterfront Cottage w/Brand New Boat Dock- at Very Affordable Price! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes w a 1 slip boat dock, perfect for fishing, waterfront enjoyment! This beautifully maintained NEW 3BR, 2BA home offers main-level living w/a bright, open floor plan, vaulted ceilings, & luxury vinyl floors. Enjoy a spacious kitchen w island, and large primary suite. Relax on the covered porch or entertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Very Nice BRAND NEW,1 SLIP DOCK, PERMANENT DOCK with Floater! Convenient to Westlake amenities yet tucked away in a serene setting with deep water!

165 Spence Rd, Union Hall

$499,000

3 Beds ⋅ 2 Baths ⋅ 929692 MLS

Thoughtfully designed by the Owners with true custom quality in mind, this beautifully appointed home is ideally located near the Westlake area, offering a pleasant lake view from the front of the home. The interior features custom paint, wood & tile flooring, quartz countertops, & SS Appliances w/Induction cooking. The kitchen is both stylish and functional, offering abundant cabinetry with pull-out shelving for maximum storage and ease of use. The family room is warm and inviting with a stunning fireplace, while the spacious primary suite impresses with an oversized walk-in closet with custom shelving. The primary bath includes double sink with generous cabinet storage. Enjoy the outdoors on the 16 x 12 Timber-Teck Deck and Propane Grill Hookup. Professionally finished garage floor walkway & porch by Garage Experts. Mini-split installed in garage for heating & cooling. Other features include Irrigation System, Invisible Fence, and conditioned 4 ft crawl space. 16 x 10 Shed in the backyard for additional storage. All information to be verified by Buyer's Agent and Buyer. Owners are Licensed VA Realtors.

6340 Scruggs Rd, Moneta

$595,000

3 Beds ⋅ 3 Baths ⋅ 929555 MLS

You're going to walk in and say, ''I love it here!'' The current owner describes this as their favorite home of all the homes they've owned--and it's easy to understand why. Thoughtfully designed with a desirable split-bedroom floor plan, this home offers the perfect balance of open gathering spaces and private, quiet space for all. At the heart of the home, a spacious great room flows seamlessly into the kitchen, creating an inviting setting for entertaining family and friends beneath cathedral ceilings. Guests will appreciate the privacy of two bedrooms connected by a Jack-and-Jill bath on one side of the home, while the primary suite is tucked away on the opposite side. An additional flex room provides the perfect opportunity for a home office, den, or overflow sleeping space. Beautiful hardwood floors, granite countertops, abundant closet space, and exceptional storage throughout add to the home's comfort and functionality. Even better, the property is being sold fully furnished, making it easy to begin enjoying lake life immediately. Step outside to discover a completely flat, private backyard surrounded by mature trees--an ideal setting for relaxing, entertaining, or simply enjoying the peaceful outdoors. Located within the highly sought-after Waterfront Country Club community, residents enjoy a picturesque neighborhood where daily walks and an active outdoor lifestyle are part of everyday life. Membership to The Waterfront Country Club is entirely optional, with opportunities to enjoy golf, dining, social events, tennis, fitness, and more. Just minutes from Westlake's shopping, restaurants, medical facilities, and conveniences, this home offers the perfect combination of privacy, comfort, and accessibility.

60 Farmers Cir, Moneta

$749,000

3 Beds ⋅ 3 Baths ⋅ 929245 MLS

Best views at Smith Mountain Lake from this 5th Floor Penthouse w/ elevator access, provides a front row seat for the fireworks and spectacular wide water & mountain views from sunrise to sunset. Gated community offers sandy beaches, heated pool, club house, tennis/pickleball, gazebo by the water, fenced in dog area, and secure trailer storage. Enjoy maintenance free living with your water, sewer, cable, trash pickup, on-site manager, with firewood cut and stacked at your door all included. Covered boat slip can be transferred to the new owner.

6605 Smith Mountain Rd Unit 229, Penhook

$319,900

3 Beds ⋅ 2 Baths ⋅ 929494 MLS

Discover luxury living in Beechwood West! This thoughtfully designed Pinnacle model is currently under construction with an est. completion date of 2/15/27. This home offers single-level living with 3 bedrooms, 2 bathrooms, and a spacious open-concept floor plan. The kitchen boasts a kitchen island and ample cabinetry. Enjoy the beautiful backyard and relax on your back deck. The exterior will be finished with slate grey vinyl siding. Enjoy community amenities; clubhouse access with a workout room, racquetball court, showers, & meeting space, plus a boat ramp, recreation area, playground, sandy beach, pavilion, and tennis court! Disclaimer: This property is under construction; all images, renderings, and descriptions are for illustrative purposes.

Lot 48 Gap Bridge, Moneta

$925,000

3 Beds ⋅ 2 Baths ⋅ 929390 MLS

DEEP WATER!!! ON THE OPEN WATER SIDE OF THE BUILDING, 6TH FLOOR!!!!! PLANTATION SHUTTERS THROUGHOUT, UPDATES, NEW PAINT, COMES FULLY FURNISHED!! EVEN THE PORCH FURNITURE AND GRILL PASS WITH PROPERTY. SEE LIST OF ITEMS!!! ALL YOU HAVE TO DO IS MOVE IN!!! POOL LOOKING OVER THE LAKE!! BOAT FOR SALE ( Practically brand new purchased from ROCK OUTDOORS) WALKING DISTANCE TO SHOPPING, RESTAURANTS, AND INTERTAINMENT. THIS IS THE IDEAL LOCATION WITH MEDICAL, GROCERY, AND SO MANY THINGS TO DO NEAR BY. THE VIEW FROM YOUR PORCH IS SPECTACULAR!!!!

100 Bridgewater Pointe Pl Unit UNIT 607, Moneta

$579,900

3 Beds ⋅ 3 Baths ⋅ 929385 MLS

Private lakefront retreat offering the best of country living and waterfront lifestyle! Nestled on 2.60 acres with approximately 80 feet of shoreline, this property provides privacy, space, and endless possibilities. The spacious primary suite features stunning water views and a private balcony overlooking the lake. Enjoy your own private dock with boat lift, swimming pool, hot tub, and multiple outdoor entertaining areas perfect for family and friends. Inside, you'll find an abundance of living space, including a large living room, sunroom, and flexible spaces to fit your needs. A detached storage garage and additional shed provide plenty of room for lake toys, equipment, and hobbies. Whether you're looking for a full-time residence, weekend getaway, or vacation

1014 Tall Tree Rd, Wirtz

$469,000

3 Beds ⋅ 3 Baths ⋅ 929296 MLS

Affordable Lake Living can be yours! Welcome to 70 Sunny Field Rd. This well-maintained 3-bedroom, 3-bath ranch offers comfortable, spacious living in a peaceful setting just minutes from SML & Westlake amenities. This one owner home with a bright, functional layout provides an inviting space for everyday living, while the partially finished lower level offers incredible potential to expand your living space! Whether you envision a spacious family room, home office, guest suite, recreation area, or workshop, the unfinished basement is ready to fit your needs. Enjoy the privacy of the backyard, the convenience of an attached garage, and the opportunity to add value by finishing the lower level to match your lifestyle. Just a short walk to SML and your own private COVERED deeded dock (C-16)!

70 Sunny Field Rd, Wirtz

$1,399,000

3 Beds ⋅ 4 Baths ⋅ 929283 MLS

Recently renovated lakefront home built by Willard Construction, offering exceptional indoor and outdoor living. The spacious great room features cathedral ceilings and a beautiful brick masonry fireplace with gas logs. The updated kitchen boasts newer cabinetry, granite countertops, and updated appliances, creating a perfect space for everyday living and entertaining. An impressive covered porch addition extends the living space outdoors with a stained wood ceiling, outdoor lighting and built-in WiFi speakers. Throughout the home, you'll find new luxury vinyl plank flooring, remodeled bathrooms, including the conversion of the lower level half bath into a full bath, and numerous additional improvements. Recent updates include a fully painted exterior with new wood where needed, widened and paved driveway, new electrical service to the dock, outdoor shower with lighting, K-Guard gutters, newer HVAC system, and a new irrigation pump installed in 2026. The private dock is designed for entertaining, offering a covered seating area, Wi-Fi, storage room, deep water cove and ample space to enjoy lake life. New electrical service from the home to the dock adds covenience and functionality. A full Waters Edge Club membership is available for $35,000.00, to be paid by purchasers within 30 days of closing. Membership provides access to championship golf, tennis, pickleball and two swimming pools (including a Junior Olympic pool and kiddies pool), a snack shack, equestrian center, and reciprocal privileges at McConnell Golf properties throughout Virginia, North Carolina, South Carolina and Tennessee. This beautifully updated lake home combines quality craftsmanship, extensive renovations, and outstanding resort-style amenities for the ultimate lakefront lifestyle.

190 Upland Shores Dr, Penhook

$492,500

3 Beds ⋅ 2 Baths ⋅ 929272 MLS

: **Community Pool & Deeded Boat Slip!** Welcome to Lake-Life done right! Tucked in one of Smith Mountain Lake's most desirable areas, this 3Bed/2Bath Contemporary-style Home offers the perfect blend of Convenience & Relaxation. Enjoy Main Level Living, Open Great Rm w/Stone Fireplace, Lots of Natural Light throughout. Spacious Covered Rear Patio for Entertaining! Only minutes from Restaurants, Shopping, Banking & more! Whether you're looking for a full-time residence or a weekend getaway, this Charming Home makes for Easy Lake Living! Boat slip #11 conveys, making early morning cruises and sunset boat rides effortless! {NEW Roof & Updated Windows 2024. Outdoor TV conveys.}

150 Indian Pointe Dr, Hardy

$574,996

3 Beds ⋅ 3 Baths ⋅ 929105 MLS

Welcome to your own private retreat in beautiful Bedford County, where breathtaking views of Smith Mountain Lake and the Blue Ridge Mountains create an unforgettable backdrop for everyday living. This 3-bedroom, 3-bath home offers the perfect blend of comfort, privacy, and natural beauty. Designed to maximize the spectacular scenery, the home features inviting living spaces filled with natural light and expansive windows that frame the stunning lake and mountain views. Whether you're enjoying a peaceful morning with coffee on the deck or gathering with family and friends as the sun sets over the water, every moment feels extraordinary. The thoughtfully designed floor plan provides spacious bedrooms, three full bathrooms, and plenty of room for both relaxing and entertaining. Nestled in one of Bedford County's most desirable locations, you'll enjoy the tranquility of country living while remaining just minutes from all that Smith Mountain Lake has to offer, including boating, fishing, dining, marinas, and outdoor recreation. If you've been dreaming of waking up to panoramic lake and mountain views, this exceptional property offers the lifestyle you've been waiting for. Schedule your private showing today and experience the beauty of Smith Mountain Lake from the comfort of home.

209 Park Shores Cir, Moneta

$574,950

3 Beds ⋅ 3 Baths ⋅ 929120 MLS

Enjoy the best of lake living in this custom-built home, completed in 2022 and situated on 5.49 private acres with approximately 237 feet of waterfront. Tucked away in a peaceful cove, this property offers the privacy so many buyers are searching for. Enjoy approximately 14 feet of water at full pond from your private double floating dock, providing excellent water depth for boating, fishing, kayaking, and year-round lake enjoyment. Inside, the open-concept design features a welcoming great room with a cathedral ceiling, dining area, and kitchen that flow together for comfortable everyday living and entertaining. The spacious primary suite and guest bedroom are conveniently located on the main level, making this home ideal for easy one-level living. The lower level offers additional living space with a third bedroom and bath nearing completion, plus unfinished space ready to be customized to fit your lifestyle. A dock permit is in place, providing future flexibility for the waterfront. The shoreline has intentionally been left natural to maximize privacy, but selective clearing could create beautiful lake views. A small fenced area in the backyard is ideal for pets, and you'll appreciate being just minutes from the Westlake area for shopping, dining, and everyday conveniences while still enjoying the peaceful setting of country and lake life. Whether you're looking for a full-time residence or a weekend getaway, this property offers the rare combination of newer construction, acreage, privacy, excellent water depth, and the opportunity to enjoy the lake lifestyle from day one.

1260 Big Oak Ln, Wirtz

$799,000

3 Beds ⋅ 3 Baths ⋅ 929093 MLS

Charming Smith Mountain Lake retreat with a true mountain feel, nestled among the trees and offering wide lake views from every room. Enjoy deep water on the Roanoke River main channel, perfect for boating, swimming, and year-round lake living. Conveniently located with an easy drive to Roanoke and Westlake, this beautifully maintained home shows like new with updated appliances, new carpet, and two laundry rooms for added convenience. Relax by the cozy wood-burning fireplace after a day on the water and experience the perfect blend of privacy, comfort, and spectacular lake views.

335 Lakecrest Dr, Hardy

$725,000

3 Beds ⋅ 2 Baths ⋅ 929012 MLS

A gently sloping lot, exceptional water depth, and just minutes from Westlake make this Smith Mountain Lake property one you won't want to miss. Nestled in a peaceful cove, this well-maintained waterfront home offers a short, easy walk to the dock, complemented by a paved golf cart path--so you can spend more time enjoying the lake and less time getting there. As an incredible bonus, the Hurricane deck boat, Sea-Doo jet ski, paddleboat, and kayak convey with the property at no additional cost, making it easy to enjoy everything Smith Mountain Lake has to offer from day one. Designed to make the most of lake life, the covered dock features a covered boat slip with lift, jet ski lift, floater, and storage for all your lake essentials. Whether you're spending the day boating, fishing, swimming, or simply relaxing by the water, this dock is ready for every season on Smith Mountain Lake. Inside, this three-bedroom, two-bath home offers 1,990 finished square feet with a functional layout, updated flooring, and vaulted ceilings that welcome you into the main living area. From there, the space flows seamlessly into the dining area and kitchen, featuring granite countertops. Just off the dining area, the screened porch and adjoining deck provide inviting spaces for morning coffee, outdoor dining, or relaxing after a day on the lake. The finished walkout lower level offers a spacious living area complete with a kitchenette and full bath, providing flexible space to accommodate guests, extended family, a home office, or a variety of lifestyle needs. A lower patio extends the outdoor living space, providing yet another inviting place to relax. Conveniently located just minutes from Westlake's shopping, dining, entertainment, healthcare, and everyday conveniences, this property brings together the features today's lake buyers value most--a gently sloping lot, exceptional water depth, a well-equipped dock, and a location that's hard to beat.

106 Club House Dr, Moneta

$289,800

3 Beds ⋅ 2 Baths ⋅ 928999 MLS

Now under construction. This Heritage model features one-level living with a split floor plan, 3 bedrooms, 2 bathrooms & a covered front porch. This home boasts a charming open floor plan & living area that provides a delightful retreat without sacrificing comfort. The kitchen is designed to maximize space & offers plentiful cabinet space. The master bedroom has an en-suite bathroom & a walk-in closet. The exterior of this home will be finished with elegant white LP Smart Siding. Estimated completion date 8/1/2026. Disclaimer: All images, renderings are for illustrative purposes only and may include optional upgrades.

457 Lake Park Dr Unit (Lot 21), Union Hall

$1,200,000

3 Beds ⋅ 3 Baths ⋅ 928738 MLS

Tucked into a peaceful no-wake cove on Smith Mountain Lake, this cedar-sided ranch offers the rare combination of a lake view, water access, and is close to restaurants, shops, and entertainment. Set on 0.86 acres in the sought-after Woodbrook subdivision, the home has just been freshly painted throughout and had a pre-listing inspection completed, with all recommended repairs already made -- giving buyers real peace of mind from day one. Inside, an open floor plan connects the kitchen, dining area, and living space, with a wall of windows framing lake views from the dining area and great room. The kitchen is finished with granite countertops, the home has two fireplaces -- one on the main level, one below -- bringing warmth to both living areas on cool evenings. The lower level was just refreshed with new luxury vinyl plank flooring and carpet, adding a bright, modern feel to the walk-out level. Outdoor living is just as strong: a sunroom, deck, patio, and rear porch all take advantage of the lake setting. Practical perks round out the package: an attached garage plus parking for up to six vehicles, a water sprinkler system, and a low $150/year HOA. Everyday errands are easy too, with Kroger just two miles away, Bridgewater Plaza also two miles away, and a public boat ramp nearby for family and friends who bring their own boats.

274 Woodbrook Rd, Moneta

$499,000

3 Beds ⋅ 2 Baths ⋅ 928933 MLS

Welcome to this brand-new construction home in the highly desirable Mariners Landing community at Smith Mountain Lake! Offering over 1,800 sq. ft., this 3-bedroom, 2-bath home features an open-concept floor plan with a beautiful kitchen boasting a large island, custom finishes, and abundant gathering space. The spacious primary suite offers a spa-like bath with a soaking tub. A conditioned flex room provides endless possibilities for a home office, den, gym, or extra storage. Enjoy lake-inspired finishes, expansive front and rear decks, an attached one-car garage, conditioned crawl space, and premium Sto Gold Coat® weather barrier for lasting durability and energy efficiency. Mariners Landing amenities include golf, pools, fitness center, beaches, lake access, walking trails, and more. Short-term rentals are permitted, making this an ideal full-time home, vacation retreat, or investment opportunity.

101 Spyglass Ln, Huddleston

$799,900

3 Beds ⋅ 4 Baths ⋅ 928904 MLS

Welcoming covered front porch w/ composite decking & lake views the moment you enter this adorable lake home. Beautiful hardwood floors on entry level w/ lakeside dining area & living room w/ gas log FP, kitchen w/ stainless appliances & tiled backsplash. Entry level also offers a den, study w/ bookshelves, a BR & full bath. Large composite deck w/ metal rails overlooks the lake & wraps around the side. Upstairs offers a large primary BR w/ private lake side balcony & updated bath w/ tiled floors, dual sink vanity w/ quartz & gorgeous custom tiled shower w/ glass doors. Full bath & huge closet off hallway. Large 2nd BR w/ hardwood floors & walk -in closet. Lake level offers a greatroom, tiled floors, gas log FP, wet bar w/ quartz countertops & a full bath w/quartz countertops & shower. Laundry room in unf. area includes washer & dryer & offers great storage space or room to expand. Lakeside patio w/ ceiling under deck. Storage shed w/side deck & pergola. A quick walk to the single slip DEEP water boat dock at the mouth of the cove offers huge main channel views.

67 Overlook Rd, Hardy

$1,299,000

3 Beds ⋅ 4 Baths ⋅ 928900 MLS

Lindal Chalet style house with cedar log siding, 2x6 frame post and beam construction. All brand new roof 5/26 . All new stainless steel appliances, heat and hot water and central AC within 3-4 years old. Beautiful sunrises and view of open lake.

110 Windmere Trl, Moneta

$1,050,000

3 Beds ⋅ 2 Baths ⋅ 928878 MLS

Tucked away at the end of a wooded gravel driveway, this charming waterfront retreat welcomes you with CHARACTER, PRIVACY, and MOUNTAIN VIEWS. Nestled on 1.74 acres in a peaceful no-wake cove, the home offers a rare combination of tranquility and convenience with easy ONE-LEVEL LIVING. Designed to embrace its natural surroundings, the home features three bedrooms and two bathrooms, all thoughtfully arranged on a single floor. Expansive views of the water and surrounding mountains create a picturesque backdrop from the main living areas, making every day feel like a vacation. Previously enjoyed as both a SUCCESSFUL SHORT TERM RENTAL and PRIVATE VACATION GETAWAY, this property presents an exceptional opportunity for personal use, investment, or both. With no homeowners association, no restrictive covenants, and ample privacy, you'll have the freedom to enjoy lake life on your terms. Whether you're searching for a full-time residence, weekend escape, or income-producing waterfront property, this unique retreat delivers the peaceful setting and unforgettable views you've been dreaming of!

200 Anthony Home Rd, Huddleston

$419,900

3 Beds ⋅ 2 Baths ⋅ 928862 MLS

Want to be near the Lake with out big fees ? Once level living offering Mostly Laminates/few carpet floors, Main bedroom offer large bath w/whirlpool and nice large closet ! Great room offers open living feel with spacious kitchen boasting Island/Bar, pantry, solid sink, Living room w/Gas Log Fireplace, Spacious Dining area lg evough for Dining Set. Main level Laundry room, Garage is a true 2 Car/2 Door ! Enjoy Reading on the Covered deck or Grill on the open part.....New 20' Bldg w/elec !! Wooded buffer/lot on either side provides privacy !! Near State Park w Beach, trails, boating facilities, Septic believed to have been pumped 1'25

100 Walton Dr, Moneta

$1,199,969

3 Beds ⋅ 2 Baths ⋅ 928775 MLS

Nestled on the highly sought after Blackwater section in Franklin County, this property offers a rare combination of a gentle, level lot and breathtaking million-dollar views stretching across sparkling open water. Ideally situated on the main channel at marker B10, this exceptional waterfront property provides some of the most sought after boating and lakefront access available. Enjoy unobstructed views of the lake, front row seats to the ever-changing beauty of life on the water. Beautifully landscaped and meticulously maintained, the grounds create a stunning backdrop for lakeside living. Whether you're enjoying your morning coffee, entertaining guests, or simply taking in the sunset, the views of this property are unforgettable. Adding to the property's exceptional appeal is an oversized grandfathered dock situated in deep water-an increasingly rare and highly desirable feature on Smith Mountain Lake. Deep water access provides excellent boating opportunities year-round giving peace of mind during seasonal water fluctuations. Combined with a level lot, main channel location, this premium waterfront setup is difficult to find and highly sought after. This home features three bedrooms, two full baths, a dedicated office space, a versatile flex space, this home is perfect for entertaining. Large windows on facing the lake fill the living areas with lots of natural light, ensuring the lake remains the focal point. Properties offering a level lot, main channel location, deep water, an oversized dock are becoming increasingly rare. This property presents an extraordinary opportunity to own a premier piece of Smith Mountain Lake.

269 Key Lakewood, Moneta

$1,599,900

3 Beds ⋅ 4 Baths ⋅ 928536 MLS

Immaculately maintained property located near the Waterfront CC in an area which short term rentals are allowed but the home has never been rented.The home was built by the Hunt Brothers in 2013 and has 9-10 ft ceilings throughout with generous use of multi-piece crown moldings & 6'' wall framing throughout. The home has a large screened porch off the great room with a great lake view and overlooks a gently sloped, nicely landscaped yard with a curved paver walkway to the boat dock. The lower level of the home is partially finished and expandable for extra space. A separate oversized two car garage has space for lots of lawn equipment, workshop plus an unfinished stairway to a large space above for storage or a future separate living area. The yard and driveway are very well maintained wit privacy from neighboring properties. Handicap Accessible Home.

65 Backcove Dr, Moneta

$418,878

3 Beds ⋅ 2 Baths ⋅ 928796 MLS

Enjoy the best of Smith Mountain Lake living without the waterfront price! This beautifully maintained one-level home offers spacious, easy living in a sought-after community featuring lake access, a fishing pier, and a fantastic location on Smith Mountain Lake. Inside, you'll love the bright, open floor plan with soaring ceilings, expansive windows that fill the home with natural light, a spacious great room, and an inviting kitchen complete with abundant cabinetry, center island, and generous workspace--perfect for entertaining family and friends. Many new upgrades including Brand New Heatpump 2025, New paint, flooring, Paved driveway. The split-bedroom design provides privacy, while the oversized primary suite offers a relaxing retreat with a large ensuite bath. Step outside to enjoy the covered front porch or unwind on the expansive rear deck surrounded by mature trees offering peaceful privacy and plenty of room for outdoor gatherings. An oversized attached garage provides excellent storage for vehicles, lake toys, or a workshop. Located just minutes from shopping, dining, medical facilities, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and the lake lifestyle you've been looking for. Whether you're searching for a full-time residence or a weekend getaway, this move-in-ready home is one you won't want to miss! Off-water. One-level living. Lake access. Prime Moneta location.

109 Creeden Dr, Moneta

$1,275,000

3 Beds ⋅ 3 Baths ⋅ 928564 MLS

Experience the best of Smith Mountain Lake living in this stunning custom-built new construction home located in the highlydesirable community of Hammock Pointe in The Farm. Designed to maximize lake views and embrace a relaxed waterfront lifestyle, this move-in-ready home offers exceptional craftsmanship, luxury finishes, and outstanding amenities. Enjoy your own private neighborhood pool overlooking Smith Mountain Lake, complete with a cozy wood-burning fireplace nearby. A deeded boat slip is included and will be constructed once occupancy requirements are met, while current community amenities include a boat ramp, day dock, and gated boat storage. Inside, the flowing open-concept floor plan seamlessly connects the main living spaces and showcases lake views throughout. The beautiful kitchen features abundant cabinetry, generous workspace, and effortless access to the dining and living areas. A glamorous fireplace serves as a focal point in the living room and is also featured in the spacious primary bedroom, adding warmth and elegance to both spaces. Practicality meets luxury with a well-designed mudroom offering ample storage and an exceptionally functional laundry room complete with a utility sink and built-in drying racks. The primary suite is a true retreat, highlighted by a spa-inspired bathroom featuring an oversized custom tile shower, soaking tub, and upscale finishes designed for ultimate relaxation. The fully finished basement expands the living space with a built-in kitchenette, making it ideal for entertaining family and friends. A versatile bonus room provides endless possibilities as a guest bedroom, game room, gym, office, theater room, or additional storage space. Step outside to the covered porch overlooking Smith Mountain Lake, where a beautiful tongue-and-groove ceiling creates an inviting outdoor living area perfect for relaxing or hosting guests. The property's gradual slope to the water provides easy access for paddleboarding, kayaking, and enjoying the lakefront lifestyle. This is a rare opportunity to own a luxury waterfront home in one of Smith Mountain Lake's premier neighborhoods. With exceptional community amenities, a future deeded boat slip, and turnkey new construction, 273 Hammock Pointe Drive checks all the boxes -comfort, convenience, and waterfront living!

273 Hammock Pointe Dr, Moneta

$524,950

3 Beds ⋅ 4 Baths ⋅ 928592 MLS

Escape to this stunning 3 bedroom, 3.5 bathroom waterfront townhouse where maintenance free living meets adventure. Perfectly situated in a quiet, established neighborhood, this home offers the ultimate lake setup; a deeded covered dock and your very own jet ski lift. Whether you're spending the day on the water or relaxing at the community pool the covered picnic area, this property is designed for enjoyment. With the HOA handling the heavy lifting of maintenance you can focus on what matters-sunsets and lake days.

231 Mountain Cove Dr Unit # A-2, Hardy

$385,000

3 Beds ⋅ 2 Baths ⋅ 928653 MLS

Situated on 1.28 acres in the desirable Snug Harbor community, this 3-bedroom, 2-bath home features custom kitchen cabinetry, fresh paint, new carpet, and a functional floor plan with the primary suite and two full baths on the main level. A walk-out basement provides excellent storage, while the detached two-car garage offers plenty of space for vehicles, lake toys, and hobbies. Enjoy community access to Smith Mountain Lake with a private beach, picnic area, grills, and boat slips. Short-term rentals are permitted, making this property an ideal full-time residence, weekend getaway, or investment opportunity.

105 Windlass Ct, Moneta

$779,900

3 Beds ⋅ 2 Baths ⋅ 928647 MLS

Luxury 3BR, 2BA, Fully Furnished, Short-Term Rentable 4th floor condo now available at the most luxurious condominium complex at Smith Mountain Lake - Bridgewater Pointe! Awesome Lake & Mountain Views. Granite, Stainless Kitchen, Hardwood, Tile. Expansive Primary Suite w/ Tray Ceiling and Lg Walk-in Closet. HVAC new in 2022. Ideal location - walk to shops/restaurants or 5 minutes to groceries. Includes Stereo System with Speakers in every room! Remote controlled gated entry with two deeded covered parking spots. Elevator access. Storage locker included in garage. HOA includes all exterior maintenance, pool and restroom facilities, propane, trash, recycling, water, and sewer.

100 Bridgewater Pointe Pl Unit 404, Moneta

$319,800

3 Beds ⋅ 2 Baths ⋅ 928644 MLS

Currently under construction with an estimated completion date of 2/15/27. This beautiful Pinnacle model offers one-level living with 3 bedrooms, 2 bathrooms, and an open floor plan. The spacious living area flows seamlessly into the chef's kitchen, complete with an island & abundant cabinet space, perfect for entertaining and everyday living. The primary suite features an en-suite bathroom and walk-in closet, while two additional bedrooms provide flexibility for guests, home office, or family needs. This home will be complete with elegant Slate Grey siding and a back deck to entertain or for relaxation.

307 Lake Park Dr Unit Lot 13, Union Hall

$869,000

3 Beds ⋅ 4 Baths ⋅ 928514 MLS

Nestled on 13.8 private acres with water frontage on beautiful Smith Mountain Lake, this rare property offers endless possibilities for homeowners, investors, and developers alike. This home features 3 bedrooms and 3 bathrooms, providing comfortable living surrounded by nature and peaceful lake views. This property features 300 feet of water frontage, with a private dock and deck suitable for use during any season. With a prime location adjacent to a well-established neighborhood, the property's expansive land and desirable location create exciting potential for investors or developers interested in future new construction opportunities. This unique offering combines privacy, land, water frontage and location in one remarkable package.

420 Juniper Rd, Hardy

$379,000

3 Beds ⋅ 3 Baths ⋅ 928388 MLS

One Floor Living at its best. 8 Ft of deeded lake access from the back yard. Huge great room that opens onto covered back porch. Great room also features a designated dining area. Big eat in kitchen with a large island All appliances plus new dishwasher included. The primary bedroom is massive with TWO full bathrooms, two more bedrooms and one bath complete the split floorplan. Large laundry room includes lots of shelving for storage. Landscaping has just been trimmed and river rock placed instead of mulch, for an upscale look that requires no maintenance. Two storage sheds and covered gazebo. Home is wired for a generator and the generator is included. New flooring in kitchen and primary bedroom. All information should be verified by buyer/buyer's agent. Taxes estimated by Realtor.

100 River Creek Rd, Wirtz

$464,900

3 Beds ⋅ 3 Baths ⋅ 928338 MLS

Enjoy the best of Smith Mountain Lake living in this 3-bedroom, 2.5-bath townhome in the desirable Harbor Ridge community. Located on a quiet cul-de-sac, this property includes one covered deeded boat slip and one open assigned slip, making lake days effortless. Residents enjoy a beautiful waterfront common area, swimming pool, mature trees, and plenty of open green space to relax and explore. Located in Bedford County, this home may be eligible for short-term rental use, offering excellent potential as a vacation getaway, investment property, or full-time residence. Don't miss this opportunity to enjoy lake life with exceptional amenities and convenience.

401 Harbor Ridge Dr, Goodview

$732,000

3 Beds ⋅ 3 Baths ⋅ 928266 MLS

This gorgeous home gives you that out in the country feel while still being a very short commute to the city. This amazing home has been completely updated and renovated top to bottom with too many upgrades to list! When you walk through the front door, you are greeted by a large open concept layout with many modern features. The master suite features large windows, a fireplace, his and her walk-in closets with custom cabinetry, and a large master bathroom with a walk-in tile shower. The property is comprised of two lots, one of which is part of the Hemlock shores neighborhood. The POA only applies to the vacant lot and gives the owner access to the neighborhood lake access. Situated on the back of the lot is a small cottage that has also been completely renovated. This is currently being used as an Airbnb with a Super host five-star rating. This is without a doubt a MUST SEE home!

101 Hemlock Shores Dr, Goodview

$1,299,950

3 Beds ⋅ 3 Baths ⋅ 928329 MLS

Escape to your own slice of paradise with this beautiful waterfront home on Smith Mountain Lake that was designed by the renowned architect Donald Gardner. This luxury single-family home is located in the Walnut Run Subdivision and is on the main channel with wide water views. If you step into the kitchen you will see the state-of-the-art JennAir Gourmet kitchen, perfect for entertaining or preparing family meals. This home features three spacious bedrooms and two-and-a-half baths designed with comfort and privacy in mind. The open-concept living area boasts expansive windows offering natural light and breathtaking lake views no matter where you are on the entry level. The primary suite is located on the entry level of the home and is perfect for folks that need one level living and offers a soaking tub and a stand up shower with luxury marble finishes. If you make your way downstairs, the basement can act as a guest quarters with two bedrooms and one full bath giving you plenty of privacy and space for overnight guests. There is also a whole house Generac generator that automatically turns on if the power goes out giving you peace of mind no matter the weather. Once you are outside, there is a paved driveway leading to the dock that is perfect for your UTV or golf cart to get to and from the dock for convenience. Once at the dock, you will see a retractable awning that will cover the stationary dock that provides plenty of shade during the hot summer days as well as a retractable boat cover to keep your boat covered and protected from the weather. After the sun sets, be sure to turn your LED dock lights on and enjoy the ambiance at the fire pit by the lake. This home has been well maintained and designed with convenience in mind and also offers a full irrigation system supplied by a pump at the dock that keeps your landscaping alive and beautiful. You do not want to miss the opportunity so give us a call today for a showing and get ready to enjoy your lake retreat.

1617 Walnut Run Dr, Hardy

$634,900

3 Beds ⋅ 2 Baths ⋅ 928308 MLS

UNIQUE!! MUST SEE!! A truly distinctive find in the Chestnut Creek community, this 3-bedroom, 2-bath, 1.5-story home offers 3,092 sq ft of character, history, and flexibility. Built around a 1940s barn, 74 Cambridge Court showcases original materials thoughtfully incorporated throughout, including exposed beams, select parquet wood flooring, original wood elements, and foundation parts from the barn itself. The result is a home with texture and personality that cannot be duplicated. The main living area features an oversized wood-burning fireplace, creating a dramatic focal point that pairs beautifully with the home's rustic architectural details. The kitchen includes granite countertops and updated appliances, while the home also offers updated bathrooms, newer electrical, and newer lighting. Outdoor spaces add even more appeal, with a screened porch, large attached carport, and a huge rear deck designed for relaxing, gathering, and enjoying the quiet setting. Set on one of the largest lots in the subdivision, the property has a private feel with room to spread out. The huge detached barn/garage provides multi-use space with many possibilities, whether for vehicles, hobbies, equipment, lake gear, storage, or workshop needs. Enjoy the convenience of nearby Smith Mountain Lake boat ramps, Copper Cove Golf Club, Westlake shopping, dining, groceries, and pharmacy services. Rare, memorable, and full of authentic barn character, this Chestnut Creek property stands apart from anything else on the market.

74 Cambridge Ct, Hardy

$689,000

3 Beds ⋅ 4 Baths ⋅ 928263 MLS

Waterfront Townhome in desirable Main Body Smith Mountain Lake Water Bay subdivision features gorgeous updated Luxury Vinyl Plank Flooring, Countertops, & new appliances all done in 2025! Enjoy the Breathtaking views from the lake from your Brand New Community Dock right out back door built in 2025 with trex decking and your own boat slip! Home features an open kitchen and living room that flows into your large back deck! Home also features a master bedroom with a patio offering lake views, a finished basement with covered patio, 3.5 bathrooms, attached garage, big laundry room, and so much more! Perfectly located to shopping and dining by land and by water as well as The Waterfront Golf and Country Club!

60 Windlass Pointe Dr, Moneta

$599,900

3 Beds ⋅ 2 Baths ⋅ 928179 MLS

Escape to lake life in this beautifully updated one-story, lakefront home on Smith Mountain Lake! Decorated as a 3-bedroom and nestled on Becky's Creek, renowned for top-tier fishing and water fun. This home is just 10 minutes by water to Hales Ford Bridge. Inside, enjoy brand-new flooring, fresh paint, and stunning bathroom renovations featuring new tile, vanities, and quartz countertops. The primary suite boasts a luxurious tile shower and a spacious walk-in closet. The kitchen shines with a new quartz backsplash and counters. Outside, relax on the new deck or at your private dock with a brand-new roof. Move-in ready lake side living is calling your name!

23 Brookside Ln, Moneta

$615,000

3 Beds ⋅ 3 Baths ⋅ 928093 MLS

Teeming with natural light, this three bedroom, two and a half bathroom Cape Cod is primed for lake living and stately situated in water access community Beechwood Shores. The ideal layout allows for single level living plus additional large bedrooms upstairs for ample living space and long term functionality. Hardwood floors meet with unique tile in the foyer for charming accents and character throughout. The recently added screened-in porch and remodeled bonus room give plentiful options for relaxing or entertaining. Open kitchen and dining spaces combine with separated living and office areas for comfortable versatility. Enjoy the spacious primary bedroom on the main level complete with an ensuite bathroom filled with storage, double sinks, and a walk-in shower with beautiful tile work. Recent noteworthy upgrades include new plumbing, new water mitigation system, re-imagined kitchen with an added pantry and new appliances, upgraded laundry area with deep basin sink and large capacity machines, new exterior and french doors with upgraded facade, and a new hot water heater. Enjoy the fenced-in yard and detached powered two-car garage with plenty of space to park the boat and cater to your workshop hobbies. This home features incredible upgrades and allows for the opportunity to settle into a conveniently located and active lake community with amenities galore.

2651 Timberwood Ln, Moneta

$849,000

3 Beds ⋅ 4 Baths ⋅ 928045 MLS

This home is located in a premier golf and lake community, this exceptional 3-bedroom, 3.5-bath home offers the perfect blend of comfort, recreation, and scenic beauty. Enjoy peaceful pond views from your backyard oasis, complete with a charming water feature and a massive screened-in patio that creates the perfect space for relaxing, entertaining, or simply taking in the tranquil surroundings. Inside, you'll find numerous recent updates, including a new roof, water heater, beautifully stained white oak hardwood floors, and a stunningly renovated primary bath with heated floors that feels like a private spa retreat. One of the home's standout features is the incredible lower-level suite, offering the perfect setup for multi-generational living extended family, guests, or a private retreat. With its own living space and exceptional flexibility, this area adds tremendous value and versatility to the home. Beyond the property itself, you'll enjoy all the amenities this sought-after golf and lake community has to offer, including golf, swimming pools, pickleball, volleyball, a fitness center, restaurants, and an active social atmosphere. Boat slips are available for rent, making it easy to enjoy nearby Smith Mountain Lake whenever the mood strikes. With beautiful updates, outstanding outdoor living spaces, a remarkable lower-level suite, and resort-style amenities, this home offers a lifestyle that is hard to match. Come experience lake community living at its finest!

201 Spyglass Ln, Huddleston

$765,500

3 Beds ⋅ 3 Baths ⋅ 919246 MLS

Brand-New Construction in Premier Lake Access Community! Stunning 3-bedroom, 2.5-bath home currently under construction in one of Moneta's most desirable lake access neighborhoods The Farm. This thoughtfully designed residence will feature high-end finishes, custom woodwork, and an enjoyable layout ideal for full-time living or a weekend retreat. The kitchen comes fully equipped with appliances, granite counter tops, farmhouse sink and plenty of cabinet space making this home move-in ready upon completion. Take advantage of Smith Mountain Lake living with access to a private boat ramp, day dock, and boat storage. The community also boasts a chic neighborhood pool overlooking the lake with wood burning fireplace for all to enjoy. Don't miss your chance to own this luxurious new build in a sought-after location with lake access and top-tier amenities. Construction is underway -now is the time to make it yours! Est date of completion Spring 2026!

Lot 18 Farm, Moneta

$450,000

3 Beds ⋅ 2 Baths ⋅ 927878 MLS

Enjoy the perfect Smith Mountain Lake lifestyle in this beautifully maintained 3-bedroom, 2-bathroom Moneta home. Tucked away on a very private, wooded 1.32-acre lot, this property includes access to a community dock just seconds from the property. The entry level features an open layout with hardwood floors, vaulted ceilings, skylights, a cozy fireplace, two bedrooms, and a full bath. The upper level serves as a dedicated owner's suite, featuring a private master bedroom, a full bathroom, a large bonus room, and a versatile loft area right outside the master bedroom. The lower level has been recently updated with fresh paint, new carpet, and LVP flooring, and includes a second fireplace with an exit to a peaceful screened-in porch. Complete with a maintenance-free exterior, an attached 2 car garage, and a welcoming front porch, this serene wooded retreat offers the best of lake area living. Schedule your showing today!

107 Creeden Dr, Moneta

$1,699,950

3 Beds ⋅ 3 Baths ⋅ 926955 MLS

Rare opportunity -- stunning, fully furnished townhouse with the best panoramic water views at Bernards Landing. Situated in a highly sought-after building, this bright, move-in ready home offers 3 bedrooms (including two primary suites) and 3 full baths. Recent upgrades include a completely renovated upper primary bath, refreshed paint on lower level, new LVP flooring with shoe molding on the main level, loft bedroom, steps and lower level. New stair railing, modern LED lighting throughout the main floor, a barn door, and a new main-level shower door. Rare 2 designated parking spaces along with extra for visitors. Sold fully furnished for a seamless move. Walk to on-site dining, the beach area, multiple outdoor pools, and courts for tennis, basketball, and pickleball.

278 Peninsula Point Dr, Moneta

$599,000

3 Beds ⋅ 3 Baths ⋅ 920740 MLS

Updated photos! Don't miss this stunning two-story home on a lightly wooded corner lot, offering lake access and all the charm of Beechwood West. Enjoy an open-concept layout, durable LVP flooring, and a chef-inspired kitchen with elegant white shaker cabinets and granite or quartz countertops. Thoughtful custom touches include wood shelving in every closet, combining style and functionality. The attached two-car garage completes this beautiful home. Live the lake lifestyle with amazing community amenities: tennis courts, a private beach and pavilion, boat dock and ramp, clubhouse with racquetball court, gym, kitchen area, basketball court, and playground. All just minutes from Downtown Moneta and Bridgewater Plaza!

Lot 10 Ravenwood, Moneta

$489,700

3 Beds ⋅ 2 Baths ⋅ 925579 MLS

NEW CONSTRUCTION at Smith Mountain Lake! Completed Dec 2025, and never lived in. Fully MOVE-IN READY. Spacious & quiet. A beautiful 3 bed, 2 bath home on 1.12 acres. Located in popular Moneta, just 12 minutes from Westlake shopping & the big Kroger supermarket. The waters of Smith Mountain Lake are only 400 feet from this water access home. Access the Scruggs #8 boat ramp & launch just 9 minutes away. Leasable boat slips are only 3 miles distant. Constructed by a local Class A Contractor, this modern home features high-end QUARTZ COUNTERTOPS, slow-close cabinets, walk-in pantry, tile showers with Moen showerheads, and a beautiful roof with Atlas Pinnacle Pristine architectural shingles. Enjoy the SUN & FUN of SML in this affordable, new construction lake home. Bring your bathing suit!

380 Parford Ln, Moneta

$1,149,000

3 Beds ⋅ 3 Baths ⋅ 926886 MLS

Lakefront Contemporary Nestled on a beautiful wooded lot. 130 ft of shoreline. Large Covered Boatdock with Huge Viewing /Party Deck. Upgrades to boat slip (new slip, new roof, new floater) - 2012 HUGE ROOMS, Great room with Cathedral Ceilings with fireplace w/Glass and Screens, Random Oak Flooring, Large Open Kitchen with Large Dining Area, Spacious Primary Ensuite with Private Bath, Whirlpool Tub, walk in closet with custom built ins including 48 shoe cubby. Renovated Guest Bath 2013, Two Huge Guest Rooms, New two story Addition 2009: Family Room addition and lower level-14x20 Game room or storage room underneath, Large Sundeck, Wide No Wake Cove. Custom Blinds convey Shed/Bunk House and attached garden shed. Roof replaced 2012 - new roofing felt, double layer 30 year shingles

214 Twin Chimneys Dr, Wirtz

$699,000

3 Beds ⋅ 3 Baths ⋅ 923987 MLS

Charming, Single Family Home on Beautiful Smith Mountain Lake. This is an exceptional property for those wanting all main level living. The home has been lovingly cared for and is move in ready. Outside, enjoy quiet moments on the expansive deck and wrap around porch or on your own, private dock. Neighborhood amenities include tennis courts and community pool! Short Term Rentals are allowed!

404 Heather Ln, Huddleston

$1,475,000

3 Beds ⋅ 3 Baths ⋅ 925342 MLS

A big water view, big dock with 2 boat slips with oversized cabana, gentle slope & nice home with lots of special features. Lot has a boat launch. This 3 Br 2 1/2 bath with upper level siting area offers all you need at the lake. Upper entrance was added for handicap accessibility to bedrooms.(easily removed) Premier lot on Craddock Creek. Sunrise Views. Beautiful Large Windows in Living Room. Views from every major room All rooms have plenty of storage. Private well and 3 bedroom septic. Short Term Rentals Allowed. Roof replaced in 2010. Heat pump in 2007. Close to state park, golf and restaurants. 2 hot water tanks.

312 Spring Dr, Huddleston

Smith Mountain Lake 3 Bedroom Properties for Sale

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